Adi's debt free diary!

Kepp

Hi Adi,

I have stalked you across from Jody's diary as promised!

I think, could be wrong though, that you can no longer sign up to slice the pie to make money?

There's a thread somewhere on the up your income board Woo x

adiwood

Hi Beccie,

Thanks. I did wonder who it was sitting outside my flat this morning!

Having a good day - been told I am going on a training course at the beginning of December in Egham, so means I can spend some evenings going into London to see the christmas lights etc.

adiwood

And looking forward to going out a curry tonight in Exeter - first night out this month! :j

Woowoo

I have always wanted to go and see the Christmas Lights in London, might have to persuade the OH to take me this year!

RumPunch_2

Hi Adi, I found you too! Wow, you are doing really well getting the numbers down, I'm sure you will have cleared it all long before December 2011.

Are both of your credit cards interest free? Otherwise you might be better clearing credit card 2 first? You might also be able to balance transfer all of the credit card debt onto one card so you can tackle the overdraft, I would have thought you might be able to get anothe 0% balance transfer?

Kepp

adiwood wrote: »

And looking forward to going out a curry tonight in Exeter - first night out this month! :j

Enjoy your night out!

adiwood

RumPunch wrote: »

Hi Adi, I found you too! Wow, you are doing really well getting the numbers down, I'm sure you will have cleared it all long before December 2011.

Are both of your credit cards interest free? Otherwise you might be better clearing credit card 2 first? You might also be able to balance transfer all of the credit card debt onto one card so you can tackle the overdraft, I would have thought you might be able to get anothe 0% balance transfer?

Thank you. The amount paid off is what it will be if I don't go over my overdraft budget this month. I have been lucky this month having bonus and £100 sainsbury vouchers etc.

Only one credit card is and that runs out in January - need to check.

I have had a letter through each month offering me a 0% balance transfer on Credit Card 2 with 12 months 0% interest so just waiting till nearer the time. They have now changed it to so you pay off the higher interest bit first.

adiwood

Woowoo wrote: »

I have always wanted to go and see the Christmas Lights in London, might have to persuade the OH to take me this year!

I had the weekend before xmas in London last year and it was amazing! Found the cheapest hotel we could find - £99 for 2 nights becaause we spent most of the day out.

It was freezing though - max temp of 1 degree the whole time we were there and some snow to.

RumPunch_2

I love Covent Garden at Christmas time, think I once bettered that £99 a 'unique' B & B in Clapham!

adiwood

RumPunch wrote: »

I love Covent Garden at Christmas time, think I once bettered that £99 a 'unique' B & B in Clapham!

Also had all my meals out courtesy of Tesco

Just got back from the curry and although I spent about £30 I had an awesome night!

Lifes to short and all that...