Sat/Sun 2nd/3rd October - What small DFW things will you be doing today?!

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

morning everyone :wave: so great to see the new posters on the thread (as well as the regulars)! so it the weekend but I'm working today , as always I have loads to do so its not too bad...

Off to stay with my bezzie tonight in London :j, we're going out tonight & then meeting with her folks for a meal tomorrow & then going to an art exhibition :T She is notoriously bad with money & I'm going up to help her make a start with being in control of her money & convince her parents she can have the inheritance they are giving her & her brother - I wish me luck! I just hope that her cavalier attitude to money does not infect me as it usually does & I do not spend more than I can afford... (I spent £100 last time I went to see her for a weekend :eek:)

Anyway! So not much DFW things going on this weekend, but I will make a plan anyway:

• [STRIKE]check banking[/STRIKE]
• [STRIKE]transfer money into savings account[/STRIKE]
• pay ccs x2 - must do this today! did one, one to go...
• [STRIKE]get petrol[/STRIKE], check tyre pressure, water & oil
• [STRIKE]take money I CAN AFFORD out with me tonight & leave purse at her home [/STRIKE] Only spent £23
• [STRIKE]go for a run with client at work (couldn't do yesterday as it was raining cats & dogs)[/STRIKE] just been now, client didn't want to go. wk 4, day 1
• sign up with Oct Grocery challenge
• [STRIKE]update sig re NSD yesterday[/STRIKE]
• lunch from stores
• free dinner tonight (friend is cooking ) we went out for a meal in the end & didn't go to the nightclub
• [STRIKE]free dinner tomorrow [/STRIKE](on her parent's )
• make banana bread
• [STRIKE]dig out my oyster card before I leave so I don't spend unnecessarily on travel[/STRIKE]

ok that's all I can think of! See you all on Sunday, have a lovely weekend x

oh is taking me out for a meal after we've showered after the run :T

josiebabie

Have fun tonight Determined! Am also going out tonight with lots of girlfriends and two of them are staying here after.

Thanks for starting us off nice and early, I'm not working today but DD has just dragged me outta bed - ah well, an hour and a half lie in is better than nothing!

Right I have a LOT to do today so cannot sit on here too long!
- [STRIKE]Change DD's bed and spare bed so guests can use them[/STRIKE] washed/dried/back on!
- [STRIKE]Hang HC on airer to dry naturally[/STRIKE]
- Clean bathroom
- HW on for short time
- [STRIKE]Washing up[/STRIKE]
- [STRIKE]Tidy spare room and DD's bedroom[/STRIKE] twice due to DD being an "explorer" lol
- [STRIKE]Hoover through[/STRIKE]
- [STRIKE]Bake cherry cake[/STRIKE] in oven
- Friend and her two little ones are coming over at 1.30 for tea and above cake
- Re-tidy house after above guests - they will NO DOUBT create carnage!
- [STRIKE]Decide whether to make a small trip to Mr T's or not, probably not.[/STRIKE] have done!
- Go out with friends tonight for one friend's birthday, they are coming round here first so taxi into and home from town will be shared between
- [STRIKE]Check banking[/STRIKE]
- [STRIKE]Check VO for payout[/STRIKE]
- Have a bath and give myself a full valet!
- Drop DD at her dads

Jx

Also bought hair dye and am doing hair as I type! lol

OliveOyl_2

Morning All :wave:
Gloriously hot and sunny here already, we've just had our morning cuppa in the garden :D
I didn't post yesterday - but I had a great day Went to the orphanage and we're making plans to up the profile and raise funds big time with an expansion programme :eek: I'm SO excited and we've realised how much I've been missing work or a role or a project. I've not been cut out for retirement
In the evening we planned to out for a meal but instead I cooked so it became a NSD

So today I have/will

• checked banking - no surprises
• buy beer and plastic boxes where I've discovered they are the cheapest -these are not linked :rotfl:
• make a worm farm with the boxes for compost
• go to the bottle bank with last weeks beer bottles
• theatre tonight - we love going so a real treat :D
• nice gentle day with OH, trying to persuade him NOT to spend :cool: And we'll enjoy the sunshine

Have a great day everybody :A

bluejeans53

make a worm farm with the boxes for compost

This is something I have thought about doing, as I have an allotment, but have no clue how to start it.

Just in off night-shift.

Charged phone at work
Brought 4 pint carton of milk home ( I did ask, as we had lots)
Leaving a bits and bobs list for DH to get at the shops, while I am in bed, with only enough money to buy whats on list, so he can not overspend

OliveOyl_2

bluejeans53 wrote: »

make a worm farm with the boxes for compost

This is something I have thought about doing, as I have an allotment, but have no clue how to start it.

I'll let you know how it goes
The red worms just appear on our compost at home, but we're planning to buy some here......

catmiaow

Hello,

My list for today:

Check on cats - done
Check bank - done
Use free texts
Use free mins
Email friend back
Do some comps
OH collecting my shoes from depot - 2 hour drive there and back bless him
OH to change cat litter
Dinner from stores
Not going out today thus not spending any money woo hoo
Check out Fb
watch TV
Try on shoes lol

Hope everyone has a good day!

PerfectPeaches

Morning all

Thanks for starting the thread DNM

Had quite a productive day yesterday in tidying the house and getting the nursery sorted. Have the parents coming up for the day today so have to make sure the house is spotless and hopefully bribe them to bring me some wonderful things when they go back to Italy next week!

So my list for today:-

• [STRIKE]Make sure cats have food and water[/STRIKE] Used up last of the cat food, fresh water down
  
• [STRIKE]Put bread in BM for parents[/STRIKE] In and baking
  
• Tidy office desk quickly
• [STRIKE]Put down bio powder on the carpet to give it a freshen up[/STRIKE] Down and leaving it for as long as possible
  
• Vacum
• Change bed linen
• Put 2 loads of washing in - it may even be able to dried outside as its beautiful sunshine
• Maybe write 2 reviews
• Go to pet shop and buy cat food
• Clean bathroom
• Go out for lunch - parents buying!
• Get dad to look at pushchair and the isofix car seat base
• Give parents a list of items from Italy I would be grateful for!

Hope everyone has a lovely Saturday

Peaches x

WelshWoofer

Morning everyone! Sounds like people have plans for today/tonight - about time we had some fun!

Its our wedding anniversary this weekend (the first one) so we're going out tonight for dinner and boozing! OH has announced that he's paying for the meal so even better.

Before that though I have loads to do....

• Have already walked dog
• Go to Boots to print out a photo to put in a frame for OH for anniversary and buy card (not done yet - its tomorrow!)
• Do food shopping with a list
• Get cash out
• Hoover and dust whole house
• Do one load of washing and dry naturally
• Have checked banks
• Checked surveys - need to do a few too
• Go out tonight
• Maybe write a few lessons
• Bit of marking?
• Make sure OH goes to butchers

That's all for now - better get on with it
Hope everyone has a good day!

La_escocesa

Hi everyone :wave:

Nice to hear what everyone's up to. I'm a bit too hungover to think of a list...

erm...

- tidy up
- wrap pressie from stash
- [STRIKE]find booze at home to take to party[/STRIKE]
- walk, no bus/taxi!
- water on for min time poss!
- do my own nails
- finish the scarf I'm knitting!
- read a bit
- phone sis with free wknd mins
- check banking/cc & maybe move some money (if cheque's cleared)

xxx

linz

Hi all, my plans for this weekend are -

- Nipped to town & got a free parking space as it was early bought a friends Xmas pressie - a piggy money box you smash open with a hammer when it's full. Was only £2.99 from Hawkins Bazaar - bargain! Saw it on a thread on this site somewhere.

- Been to pick up 2 pairs of jeans that had to have zips replaced. Saves getting rid and having to buy new ones and they are pairs I like to wear. One dry cleaner chain wanted £11.50 each so took it to a place my friend told me about instead and they did it for £8 each

- Daily clicks/scratchy

- Going shopping later, when supermarket is closing and reducing stuff shop will mostly be basics stuff and meats for slow cooker. Going to buy some basics brand mince aswell - last week I split it in half and made a shepherd's pie with half and a chilli with the other half. Got 6 portions in all! Shop shouldn't be too dear as I have p!necone vouchers aswell

- Stay in with a film tonight.

- Bake some cakes tomorrow. Been doing this a bit more recently to save keep buying snacks for work lunch.

- Make lamb casserole in slow cooker. Got it on reduced shelf the other week and froze it

- Washing done and out on line to dry.

Think that's it. Have a good weekend all

sofababe

This weekend is going to be a productive one hopefully (for a change :rotfl:)

I've got 2 loads out on the line. Its supposed to rain at about 5 so it should be dry by then.
Meals from plan (tho I'm out tonight).
Roast chicken tomorrow, legs for dinner and save breasts for curry on Monday and pie on Tuesday.
Only take cash tonight, leave cards at home
Lots of housework to do, the place seems filthy :eek:, have made a start with bathroom.
Pull up stair carpet, examine condition of floorboards, decide whether to recarpet or paint/varnish.