Mobile Phone Insurance

Duk

Hi All,

Had a look around for this subject but most seem out of date.

I was wondering who is the most comprehensive good service insurance company I can insure my phone with.

I have a HTC Desire and my Fiance has an Iphone 3GS, I want both insured but their seems to be alot of small online companies offering this and I would rather go to somewhere recommended.

Thanks for any help.

[Deleted User]

Look at getting it added to your home contents insurance.. its meant to be cheaper that way

n00b_boy

Don't forget to check whether the insurance will cover you for 'Unauthorised use' - it's all very well getting a new phone but if someone's made £1000 of international phone calls before you realised you'd lost the phone / had it stolen, you're not covered for them and will have to pay for them unless you have 'Unauthorised Use' cover!

I believe some policies available from well known high street retailers include such cover, but they're not cheap, from what I recall...

I looked around for insurance when I took out my contract earlier this year, and I struggled to find any company online that would cover 'Unauthorised Use', and I also didn't trust some of the smaller companies with a small, 'cobbled together' website...

Check also whether there is a limit to the cost of the replacement phone. One company I checked with had a £400 or £450 limit on replacement phone costs, which is no good if you have an iphone that costs £600+ to buy unlocked and off-contract.