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The octosyllabic October NSD challenge
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happy Monday to everybody
I had NSD no. 6 yesterday, and going for no. 7 today (but will see how that goes) :TTotal debt: [STRIKE]£9473.62[/STRIKE] £7,384.87 22% PAIDTAF #25 NSD 8/12 | Food £43.45/£50 | eBay 0/20 | Exercise 5/18:T Proud to be Dealing with my Debt :TDFD: June 20150 -
Hello everyone
Been busy spending all weekend so no NSDs for me to report. Off out shortly to buy b'day and winterval pressies for my goddaughter so won't be one today either. I need to think about half term - we're off for a few days but will have a separate budget for that. Do they count as NSDs or not? I know I can set my own rules, but it seems like cheating if I allocate the money at the start of the week and then spend some every day. On the other hand, I will have no chance with the challenge if I don't count them! Perhaps I can compromise - meals out do not count as "spending" but incidental purchases along the way do. That way I may be able to limit the extra money that seeps out of my purse on a daily basis.
Hope everyone is OK - I can't keep up with all the comings and goings over the weekend, even though I am at home today feeling a bit poorly. I might read up on some of your news later.
Best wishes to all
Hooby
xMFiT-T2 #49 December 09 £15373, January 12 £0 target £0 by 12/12/12
TARGET MET 11 months early - YIPPEE
MFiT-T2 #50 August 11 £111,691.25, December 12 £96,699.20 target £99,999 by 12/12/12
TARGET MET 3 months early - YIPPEE
MFiT-T3 #49June 14 £76338.33 target £49999 by 12/12/150 -
Got another one today. Errrrrr is it 7 or 8 I'm up to? Hummm think I'v lost the plot......or my mind..... or both. Laters.£71.93/ £180.000
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Signing in for an update, as on nights this week I WONT be spending a single penny for next couple ov days. Last 2 days were NSD's too. Now at 6 NSD's in all only 10 more to go.
Will I make it? Only time will tell..
Hope everyone is well, I will catch up when back off shift.
Laters lol.. Always say this to mates when ending a phone call.... lol.YNAB is my new best friend.0 -
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Hi everyone, no NSD for today as will be digging in purse later tonight to fork out for yoga class.
I'm thinking next month as I probably wouldn't be spending on a Monday if it wasn't for that...that I might draw out enough cash to pay for the classes up front for whole month, then won't be sacrificing NSDs for that. Or is that cheating? :rotfl: I'm getting desperate!
Hope you all have a good evening......laters (is this our new thing? I never say that in real life, my brother says it all the time though)
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Hi all
Well I can safely say it is my no. 12 NSD today as I haven't needed to venture out the house and I am hoping the next two days will be NSD too :T
Hope every is having a good day.
Peaches
*~* Baby Girl born 29.10.10 - Isobelle Grace *~*
Lloyds TSB - £2,350 Barclaycard - £850
Sealed Pot Challenge 2011 #10480 -
No 11 for me todaywas Proud to be dealing with debt! LBM 12.09.09 [STRIKE]£23,157.76,[/STRIKE] 28/03/11 £12.827.07:eek: Not quite sure on debts now as kind of gone by the wayside but back on form now! Will edit as i figure them out
Hsbs CC £5313.73 Overdrafts (3) £3173.84, Marks and spencer CC £0AA CC £3400.18
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number 10 for me please.
been a rubbish weekend and the start of the week hasn't been great either.Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Hiya Spoonie,
Finally manged NSD No 7 today, i foolishly thought this would be easy, but it turning out to be alot harder than i thought. Car broke down :mad: last week so I had to spend on 2 unplanned NSD days for that and I sort of gave up.
Greatly encouraged by all here i'm back on track now! The next lot of DD's go out on Thurs so am trying to hold on until then.
I believe the correct term is
'laters'Debt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! NEW Goal Debt and Mortgage Free Jan 2025.
Debt Free Diaries - TizerCat learns to stay debt free
November NSD Challenge 12/16
6 months emergency fund challenge £500/£60000
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