Nationwide index +0.1% MoM

JonnyBravo

wherediditallgothen wrote: »

Ah the dangers of being honest on an internet forum. You leave yourself open to people searching through every post you have ever made to make up for the fact they have a micropeni5. Good stuff, keep it up.

Thanks.
The only danger there is in being honest is that you then appear silly when you lie. Your real position is nothing unusual. You have the right to reply without the need to make up stuff about being "mortgage free".
Being mortgage free doesn't make your opinion more or less valid.

If anyone seems worried about their life, or perhaps their "micropeni5", I'd suggest it's the person making stuff up to impress strangers.

RenovationMan

wherediditallgothen wrote: »

Ah the dangers of being honest on an internet forum. You leave yourself open to people searching through every post you have ever made to make up for the fact they have a micropeni5. Good stuff, keep it up.

There is a way to make sure that your past doesnt catch up with you. Tell the truth. I dont know about anyone else but I'm sick and tired of being berated for being a debt junkie by people who crack on they are mortgage free at age 25 in a 10 bed country mansion and are outted as 40 year olds still living with their mum and dad.

To all MSE fantasists: I'm £270k in debt and happy for everyone to know it. I have a crap car and non-designer clothes and non-designer furniture and a non-exciting job. I'm happy to discuss anything with anyone and I'm happy to take pelters from people who think my interest rate gamble is reckless but please dont bother if your going to make up a load of crap to bolster your argument.

ruggedtoast

Sibley wrote: »

Please.

Somebody on House price crash website.

Can you tell Realist Bear he's been totally humiliated?

Two days ago he was acting all clever accepting pats on the back from his audience by claiming this months Nationwide would be down and houses 50% off by Christmas.

He needs some big red shoes and a spinning bow tie.

Village idiot springs to mind.:rotfl:

Its not often I feel inclined to agree with you, however in this case I do.

He also seems to have the protection of some kind of internet m a f i a. I once pointed out his predictions were about as accurate as a seaside fortune teller and received a lot of flame in response telling me to "think for myself". Ironic really coming from them.

When I saw him predicting a 1 percent drop I felt fairly sure that this report would be positive, albeit only by a bit.

doire_2

Blacklight wrote: »

Two blips of less than 1% in 19 months, where all the other months were rises?

One swallow does not a summer make.

You really are desperate. Some people really need to learn when and how to face up to it and say "We got it completely wrong". It's one of those lessons you learn as you go through life.

Im not desperate because NI prices have been falling for ages now. So im very happy

Its going to be a long hard winter for house prices

wherediditallgothen

RenovationMan wrote: »

There is a way to make sure that your past doesnt catch up with you. Tell the truth. I dont know about anyone else but I'm sick and tired of being berated for being a debt junkie by people who crack on they are mortgage free at age 25 in a 10 bed country mansion and are outted as 40 year olds still living with their mum and dad.

To all MSE fantasists: I'm £270k in debt and happy for everyone to know it. I have a crap car and non-designer clothes and non-designer furniture and a non-exciting job. I'm happy to discuss anything with anyone and I'm happy to take pelters from people who think my interest rate gamble is reckless but please dont bother if your going to make up a load of crap to bolster your argument.

I am mortgage free and were I still a single man I would be happily so (understandably). Mortgage free in one city but renting in the next one due to circumstances, and probably going to settle here as its a lot better quite frankly. So whilst being 'mortgage-free' I guess I'm far from being 'living costs free' especially when you consider we have a primary school age son.

I haven't always been the best with money I'll admit, and to be fair I don't think I've ever held myself up to be a shining example of money management anywhere on this site. Nor have I ever led anyone to believe that I am here with a huge deposit, if anyone has that opinion then I don't know where they've got it from unless it was something I said in jest.

I'm aware t'internet is full of fantasists and so-called Jackanory types, it's an attitude that seems prevalent on both sides of the fence here.

For the record I think you've taken an incredible gamble, and I can't imagine I'd do the same were I faced with the options that were available to you at the time. Good luck to you, it's your perogative and your gamble appears to have paid off in spades thus far.

RenovationMan

wherediditallgothen wrote: »

I am mortgage free and were I still a single man I would be happily so (understandably). Mortgage free in one city but renting in the next one due to circumstances, and probably going to settle here as its a lot better quite frankly. So whilst being 'mortgage-free' I guess I'm far from being 'living costs free' especially when you consider we have a primary school age son.

I haven't always been the best with money I'll admit, and to be fair I don't think I've ever held myself up to be a shining example of money management anywhere on this site. Nor have I ever led anyone to believe that I am here with a huge deposit, if anyone has that opinion then I don't know where they've got it from unless it was something I said in jest.

I'm aware t'internet is full of fantasists and so-called Jackanory types, it's an attitude that seems prevalent on both sides of the fence here.

For the record I think you've taken an incredible gamble, and I can't imagine I'd do the same were I faced with the options that were available to you at the time. Good luck to you, it's your perogative and your gamble appears to have paid off in spades thus far.

Cheers Pal, and good luck to you too. I was, of course making a general observation related to your conversation with Jonny Bravo rather than one aimed directly at your good self. I havent enough time in the day to research people's past and apart from a couple of people I cant remember what anyone has said about their non-internet lives, even the ones who have had a go at me and so I have no idea if your being truthful or not.

I will say that I dont understand the pre-occupation people have on here with being mortgage free and why they feel that it imparts some sort of 'financial guru' status on them. I could have been mortgage free 10 years ago in my first home and mortgage free next year in my previous home. I choose to have ambitions as far as property is concerned and could quite easily argue that mortgage free people who are not in there 50s are just risk adverse people who have decided to 'settle' with there lot in life. I could argue that, but I dont because (A) Im too polite and (B) I know that we are all different and have different goals and motivations and just because people dont agree with what I do, doesnt make them inferior or wrong.

Blacklight

RenovationMan wrote: »

I will say that I dont understand the pre-occupation people have on here with being mortgage free

Personally it's because I don't want to be forced to work five days out of seven. It's not what life's all about.

Working three days a week, or perhaps six months holiday a year is a real driver for getting the debt paid off.

RenovationMan

Blacklight wrote: »

Personally it's because I don't want to be forced to work five days out of seven. It's not what life's all about.

Working three days a week, or perhaps six months holiday a year is a real driver for getting the debt paid off.

This is what I meant when I said everyone has different motivations. I'm a bit of a home bird and dont really enjoy holidays that much. I do enjoy looking out of the West Tower window and being master of all the land that my eyes can see.

I havent achieved this ambition yet, but give me time

Blacklight

By holiday I meant just dossing around, reading the paper in the pub, that kind of thing. The opposite of working.

That might get boring, I wouldn't know, but it's nice to have the choice instead of being forced to sell most of your precious time.

RenovationMan

Blacklight wrote: »

By holiday I meant just dossing around.

By that definition, I have a holiday every day at work