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Debate House Prices
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Support for mortgage interest benefit cut by thousands of pounds
Comments
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Isn't the balance to allow SMI paying the interest only for say 6 months (after 3 month delay). If people see no opportunity to be earning after that time, they need to sell up and accept they can't afford their home. I can see the need for the taxpayer to pay the interest for a short time, we are meant to care for others, not throw them on the street.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
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oh so it's personal now...You want special pleading for homeowners - I wonder why.
as we've gone in that direction... let's be straight about a couple of things... the only reason that you want people to be put on the street and kicked out of their homes is so that you can buy a house...
it's smacks so much of desperation that you screwed it all up in the past and never bought a house before they increase in value that you now want families on streets so you can fulfil that dream of owning a home...
never mind eh... chin up.... that's the spirit, never say die...0 -
because she wants people thrown out on the streets so she can buy a house.HOUSE_PRICE_CRASH_GHOULS wrote: »Why shouldn't there be a distinction between the classes? A homeowner's not a renter and vice versa.
these are the type of desperate people on this forum... never mind...0 -
Isn't the balance to allow SMI paying the interest only for say 6 months (after 3 month delay). If people see no opportunity to be earning after that time, they need to sell up and accept they can't afford their home. I can see the need for the taxpayer to pay the interest for a short time, we are meant to care for others, not throw them on the street.
In recessions houses take longer than 6 months to sell.
In the recession of the 90s I know people who walked away from their houses after trying to sell them for much longer than that.
Hence the period of 2 years is sufficient to either shift the house or sort something out with the mortgage company. I know people who can find tenants for their properties but can't sell them after having them on the market for a year.I'm not cynical I'm realistic
(If a link I give opens pop ups I won't know I don't use windows)0 -
HOUSE_PRICE_CRASH_GHOULS wrote: »Why shouldn't there be a distinction between the classes? A homeowner's not a renter and vice versa.
Because we are all humans and therefore equal.0 -
Isn't the balance to allow SMI paying the interest only for say 6 months (after 3 month delay). If people see no opportunity to be earning after that time, they need to sell up and accept they can't afford their home. I can see the need for the taxpayer to pay the interest for a short time, we are meant to care for others, not throw them on the street.
Good point, or alternatively the government take a share in the property equivalent to the interest paid, eg pay 3% for a year get 3% of the property. The buyer is welcome to buy this back if and when they get back on their feet.0 -
oh so it's personal now...
as we've gone in that direction... let's be straight about a couple of things... the only reason that you want people to be put on the street and kicked out of their homes is so that you can buy a house...
it's smacks so much of desperation that you screwed it all up in the past and never bought a house before they increase in value that you now want families on streets so you can fulfil that dream of owning a home...
never mind eh... chin up.... that's the spirit, never say die...
I asked you a question, you threw insults.
A return to your usual form, eh.
Oh well, I expected nothing more.0 -
HOUSE_PRICE_CRASH_GHOULS wrote: »Why shouldn't there be a distinction between the classes? A homeowner's not a renter and vice versa.
No problem with a distinction, just one group should not receive favourable treatment.0 -
HOUSE_PRICE_CRASH_GHOULS wrote: »We might all be human but not everyone is equal. Why do you think we have classes?
Oh dear....0 -
HOUSE_PRICE_CRASH_GHOULS wrote: »We might all be human but not everyone is equal. Why do you think we have classes?
Do we have classes? Are we still at school? How old are you?
Are you suggesting that social class division is a good thing, and that whether one should be entitled to own their own home should be based on what social class they happen to have been born in to?
Do you really think that is desirable? Were you born upper class? If not, how can your conscience square owning a house?
Confused. Very. Did we jump back a century without my noticing?0
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