MrsB83's Debt Free Diary - it starts here!

weebear

Hi MrsB

Just read all of your diary and am amazed!! You have achieved so much in a short period.

How do you find ebaying?? I want to seriously start MSEing in the new year.

What is your second job?

Congrats again Mrs B!!

Weebear x

mrsb83_2

Thanks Weebear!

Honestly I hate eBaying. It's a hassle and not something I do every month. However, it can bring in good ££ if you have quality things to sell. If I don't think something's going to go for over £5 I don't bother.

Do you have a lot of debt to clear? I've found keeping a diary really helpful, and reading others obviously. Good luck!

weebear

I have about £20k....:mad:

I have been thinking that keeping a Diary would be useful.....perhaps for the new year!!

I think I need to consier extra income so ebaying may be an option or even a second job. Is your second job home based?

Weebear

mrsb83_2

My 2nd job is connected to my main one and so isn't something I can suggest to you unfortunately.

It has made a big difference to me though, and I'd encourage you to look at the £10 a day board for ideas on how to up your income.

weebear

Great...will check it out :money:

mrsb83_2

£1k paid off this month! I'm going to keep PADding tiny bits to the car fund until I finish work on the 22nd and then I'll be taking a break until the New Year. I usually only PAD when I'm in the office.

We got a phone contract rebate this morning of £45 which brings my £10 a day challenge up to an amazing £760.63. 2nd job has been very kind and we've had two unexpected cheques. So it's pretty much paid for our whole Christmas! I'm so glad I ordered the special gift for DH. Can't wait to give it to him!

girlatplay

I'm really glad you ordered the special gift for DH too I'm not fussed for receiving presents but I love giving them because I love to see people happy when they receive them. At least you can relax and enjoy Christmas knowing that it is pretty much paid for and you got a great present for DH!

mrsb83_2

Last day of the working year so I'm declaring on all my challenges today:-

December £10 a day - £786.63

£10k in 2011 - £11,455.49

Total debt - £10,757.87

It's been a good year!

mrsb83_2

Back after a long and well deserved break!

Didn't overspend over Christmas and am on course to meet this month's targets too. Up to 58% today and only £125 to go until sub-£10k. Excited about that one.

We are househunting at the moment so need to try and trim a bit more each month. I would love to make it to an Oct DFD.

£10 a day is going to be a big struggle this month after the huge success in Dec but I'll keep trying.

mrsb83_2

Sub-£10k!!!!!!

Feels great!