Can CSA take 40% of my wage for arrears even if I have 2 children and a wife to suppt

I have been contacted by the CSA to pay arrears from 2005 which totals over £4000. They have already calculated that i'm currently earning a low wage and only require me to pay £11 per week in maitanence. They are now saying i have to pay £44 per month plus pay off the £4000 arrears within 2 years, which would to equate to roughly an extra £200 per month!!

I have a wife and two children to support, does this not matter when they are taking almost a quarter of my monthly salary???

This does not seem fair, my family will sink if they are allowed to take this money from us each month!!

Can anyone help?
«13

Comments

  • AnxiousMum
    AnxiousMum Posts: 2,709 Forumite
    Part of the Furniture Combo Breaker
    I believe that if there is arrears and they have had to resort to a garnishee of your wages, then yes, they can take up to 40% as that is the maximum amount that they can take. I wonder if the pwc of your child/children that maintenance is payabe for had to 'sink' at any time when the arrears were not being paid?
  • CSA_Help
    CSA_Help Posts: 1,318 Forumite
    AnxiousMum wrote: »
    I believe that if there is arrears and they have had to resort to a garnishee of your wages, then yes, they can take up to 40% as that is the maximum amount that they can take. I wonder if the pwc of your child/children that maintenance is payabe for had to 'sink' at any time when the arrears were not being paid?

    A Bit strong to the OP's first post:)

    We do not know the full circumstances how the arrears came about or whether they were just sprung on the OP. The 2 years is just a CSA guide when negotiating arrears but i would make sure that the arrears are accurate. Apply for your data protection files and in the meantime ask them for an account breakdown also.
  • OP yes they can, unless you can prove their calculations are incorrect.
    Please do not confuse me with other gratefulsforhelp. x
  • AnxiousMum
    AnxiousMum Posts: 2,709 Forumite
    Part of the Furniture Combo Breaker
    CSA_Help wrote: »
    A Bit strong to the OP's first post:)

    We do not know the full circumstances how the arrears came about or whether they were just sprung on the OP. The 2 years is just a CSA guide when negotiating arrears but i would make sure that the arrears are accurate. Apply for your data protection files and in the meantime ask them for an account breakdown also.

    Harsh? Nah.....just asking a question is all!
  • Just wondering - if you are having to pay an extra £200 per month for arrears which equates to 40% of your wages then you must be earning in the region of £600 a month. As you have 2 children living with you - don't you get tax credits? If so, this would be taken into account also as your earnings.
    I'm just wondering how you manage to only pay £11 per week in maintenance. My partner only earns £90 a week but added to my child tax credits - he has to pay £44 a week!
  • AnxiousMum wrote: »
    Harsh? Nah.....just asking a question is all!

    you didn't ask the question though....you assumed....:(
  • AnxiousMum
    AnxiousMum Posts: 2,709 Forumite
    Part of the Furniture Combo Breaker
    AnxiousMum wrote: »
    I believe that if there is arrears and they have had to resort to a garnishee of your wages, then yes, they can take up to 40% as that is the maximum amount that they can take. I wonder if the pwc of your child/children that maintenance is payabe for had to 'sink' at any time when the arrears were not being paid?
    AnxiousMum wrote: »
    Harsh? Nah.....just asking a question is all!

    tiggerkian wrote: »
    you didn't ask the question though....you assumed....:(

    Looks like asking a question to me......'I wonder if......' followed by a question mark......
  • AnxiousMum wrote: »
    Looks like asking a question to me......'I wonder if......' followed by a question mark......
    so lets hope his ex is working and gets the money she deserves.........if not lets hope its put back n the taxpayers pot.........:rotfl:
  • AnxiousMum
    AnxiousMum Posts: 2,709 Forumite
    Part of the Furniture Combo Breaker
    tiggerkian wrote: »
    so lets hope his ex is working and gets the money she deserves.........if not lets hope its put back n the taxpayers pot.........:rotfl:

    So are you assuming that because 'she' is a PWC that she must be on benefits? How strange......I'm a PWC and haven't spent a day on benefits but have worked and provided for my children since the day they were born. I know I'm certainly not the only one either. You wouldn't be stereotyping there would you tiggerkian?
  • Mips
    Mips Posts: 19,796 Forumite
    AnxiousMum wrote: »
    So are you assuming that because 'she' is a PWC that she must be on benefits? How strange......I'm a PWC and haven't spent a day on benefits but have worked and provided for my children since the day they were born. I know I'm certainly not the only one either. You wouldn't be stereotyping there would you tiggerkian?


    Tigger didn't assume anything, from what I can see.
    :cool:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350K Banking & Borrowing
  • 252.7K Reduce Debt & Boost Income
  • 453.1K Spending & Discounts
  • 243K Work, Benefits & Business
  • 619.9K Mortgages, Homes & Bills
  • 176.5K Life & Family
  • 256K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.