dont know how to help?

LauraLeah91104

my dad has just been given one weeks notice by his employer. he has only been employed with them for around 6 months.
He is not getting any redundacy due to his short employment. Before this job, he was unemployed for 11 months and was made redundant after 10 years with his previous employer. my mam works on average 17 hours per week, but has a four week rota, so one week out of 4 she works 3 days a week and one week she will work 9 on the trot.
When he was last out of work he got jsa contribution based for 6 months only and they got an insulting 9p per week council tax benefit. my mum only earns a basi wage of £8 per hour working in a library for our local council. They do not have any kids under 18, so no benefits from tax credits i dont think, they have a mortgage, so dont qualifty for HB.
They are both in their 50's if that makes any difference, and my dad takes alot of medication for high blood pressure and other health problems and has a medical exempt certificate to cover his costs.
Im trying to help her sort this out as she is really worried about losing her home. ive told her that wont happen, but she is so frightened.
If anyone can offer advise i wud most appreciate it. ive tried the entitled com webiste, but without knowing exact amounts of monies etc there is not much point to it.

thanks

Vader123

You have not put any figures to your post so its hard to estimate the benefits.

If your mam earns on average more than £102 a week then dad won't be able to claim income based JSA and it sounds like he does not have enogh NICs to claim contributions based JSA.

However it might be worth a claim for council tax benefit on the low income (though you don't say what she earns).

Vader

DX2

LauraLeah91104 wrote: »

They do not have any kids under 18, so no benefits from tax credits i dont think, they have a mortgage, so dont qualifty for HB.
thanks

You don't need to have kids under 18 to apply for working tax credits, and certainly they should be claiming it if your figures are corect £8.00ph x 17 = £136 x 52 = £7,072

DX2

LauraLeah91104 wrote: »

i dont think, they have a mortgage, so dont qualifty for HB.
Im trying to help her sort this out as she is really worried about losing her home.
thanks

You really need to know the facts for us to help advise you, the above bits in your post doesn't make any sense.

Sam____2

One of them needs to work at least 30 hours per week to qualify for WTC...

Oldernotwiser

Do they have any money coming in from any 18 plus children paying for keep?

DX2

Sam___ wrote: »

One of them needs to work at least 30 hours per week to qualify for WTC...

I was having a senior moment...you are of course correct.

LauraLeah91104

DX2 wrote: »

You really need to know the facts for us to help advise you, the above bits in your post doesn't make any sense.

which bit doesnt make sense, i checked WTC, and read that they dont qualify as mam doesnt work 30 hours.

LauraLeah91104

Vader123 wrote: »

You have not put any figures to your post so its hard to estimate the benefits.

If your mam earns on average more than £102 a week then dad won't be able to claim income based JSA and it sounds like he does not have enogh NICs to claim contributions based JSA.

However it might be worth a claim for council tax benefit on the low income (though you don't say what she earns).

Vader

the last 6 months he has been earning he has been paying top whack nics, as he was earning alot, and even in the last job was earning just under £37000 a year.

RAS

Hi

The details about the mortgage, what sort, how much interest, how long etc.

Duncombe

So in the last 6 months, your Dad has earned nearly £19k. Has any of that been saved?