The Bankruptcy Club & Supporters Club

livilou

hi there, I'd like to join, hubbys bankruptcy ended in february,have to say it was a blessing after being in business with a complete crook and losing nearly eveything it was the only option. we've worked hard to keep a float but our 2 small children have kept us going and given us a purpose.

I would be interested to hear from anybody who has had to buy the equity in the house - I have to do this for hubbies share - well hope to depends on what they want and they are only just addressing it and hubbies BR ended in february. any tips on how to negotiate this etc would be great.

have to say though if hubby hadn't gone BR our marriage would have gone down the pan and hubby was at brink of ending it all - sounds drastic but to him he had blown our future away, it's been a huge struggle to get back on our feet but I work two jobs, hubby works long hours and is retraining so we know it won't be forever.

so to all you fellow BR's or partners of BR's hello and thanks for this forum:beer:

xx

rog2

livilou wrote:

I would be interested to hear from anybody who has had to buy the equity in the house - I have to do this for hubbies share - well hope to depends on what they want and they are only just addressing it and hubbies BR ended in february. any tips on how to negotiate this etc would be great.

I'm really glad it went well for you - I am going to have the same problem, house equity wise, and will also be looking for answers.
I assume, from your post that OR did not force your husband to realise his equity immediately - did they put a charge on the property?
Any info appreciated - thanks
Rog2

anniestar

Mike_St_Helens wrote:

Annie the star!!

BKY #4

Please add to your signatures... Please

Mike xx

How do I do that please (I'M TOTALLY C**p with computers you know)

James&Shell

Can i join as im a discharged bankrupt?

rog2

anniestar wrote:

How do I do that please (I'M TOTALLY C**p with computers you know)

Hi anniestar,

Go to the top (almost) of the page - there is a line (under the welcome box) which reads Main Site Chat User CP FAQ Members List etc.
Click on User CP - this will take you to your profile - on menu at left of your profile page, click on Edit Signature - should then be self explanatory.
Enter number as BCSC Member 4

Cheers

rog2

James&Shell wrote:

Can i join as im a discharged bankrupt?

As Mike is away for the week - I will welcome you on his behalf - we look forward to your contribution.
Mike issues numbers so you should get yours at the end of the week.

Rog2 (unofficially standing in for Mike)

James&Shell

Thanks for that going br was the best thing that could have hapened.

You can finally sleep at night.

Unless he baby wakes up of course!!!

rog2

Just bumping up for Seashells - and of course any one else.

Mike should be back soon.

davethecue

Hi

I went br yesterday and would like to join the club on Rog2 recco.
if anyone wants to know any of the practicalities I will try and help
Whats my number ? ( comp illiterate will follow instructions from top of page)

sarah_skint

Hi - i have been looking for this thread glad you bumped it!! I shall await my number - I have another meeting to discuss my debts at the end of the month will hopefully know more then.
Sarah