Tuesday 15th Sept - What small DFW things have you done today

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning everyone :wave: am up ridiculously early this morning even for my standards! Then had to get up so I could transfer some songs onto my new mp3 player :j for running later (mp3 player is "free" to me as I used the last of my harris poll voucher to buy it ) listening to Dolly P right now!

ok last day before we go on holiday :j packed last night so feeling virtuous


ok today:

• [STRIKE]get meat from freezer[/STRIKE]
• [STRIKE]update sig re NSD yesterday[/STRIKE]

• [STRIKE]check online banking[/STRIKE]

• [STRIKE]remind oh he owes £7.50 to joint acc.[/STRIKE]
• [STRIKE]call Mr T & arrange to collect some Turkish Lira tomorrow[/STRIKE]
• quick shower
• [STRIKE]drive carefully to & from work[/STRIKE]
• [STRIKE]charge phone at work[/STRIKE]
• [STRIKE]pick & freeze toms (thanks Fay )[/STRIKE]
• [STRIKE]go for a run (wk 3, day 1 )[/STRIKE] feeling tired for it though
• [STRIKE]pad to loan[/STRIKE]:)

ok Olyv (or anyone with the knowledge) you said something about freezing apples the other day, can you tell me how pls? I have tons of apples & don't want them to go to waste. Also have plums, can I freeze them? Thanks! xx

catmiaow

Hello all,

Thanks for starting the thread

My list for today:
[STRIKE]
Check bank
Email friends back
Quick shower
Clean bathroom
Vacuum upstairs
Do comps before I go to work[/STRIKE]
[STRIKE]Post test letter
Book one night for free
Book doc app
Use free mins and texts
More comps
Dinner from stores
Relax in the evening [/STRIKE]

Hope everyone has a good day!

Chasing_The_Dream

Morning all!! Just a short list from me today...

[STRIKE]Check online banking[/STRIKE]
Update spreadsheet/signature
[STRIKE]Scratchcards/surveys[/STRIKE] 10p/0p
Write shopping list
Stick to shopping list!!
Work

Have a fab day everyone!!

xxx

OrangeFairy

Morning all!!

DNMS - not sure about freezing apples - i am infact interested to see if and how! Holiday tomorrow!!! I'm jealous!! I could do with getting away!

today is back to college day (well evening i go from 2-8) - i am really excited but nervous too as this year is that bit harder!

My list

Scratches
Walk kids to school
Arrange with MIL to have them later
Get AAT stuff ready!
Clear up paperwork for bin which is in a pile
Lunches for tomorrow
Clean house
Hokey Cokey
Sort out kodak photos
Arrange an album for my one photo everyday for a month task!
Surveys
Make sure OH takes leek and potato bake left overs for lunch today
Make sure OH rings a man he is arranging to fix his computer - should get a nice bit of money for it!

That is me i think!

:D:D:D:D:D:D:D:D

Wannabe01

Good morning everyone, It's a lovely sunny day here today but sadly I'm going to be stuck in college all day

My list for today is:

• Catch up with emails
• Catch up one poll
• Quick shower
• Get DS off to school
• LSD – only spend as budget
• Check pigsback
• Attend college lectures
• Complete the required course work
• Complete 2400 words report for client
• Attend scout meeting
• Check and water plants as required
• Catch up with the laundry I will do this tomorrow and hopefully get it outside
• Catch up with the ironing
• All meals as planner
• Collect DS From school
• Update my CV
• Sort work related problems

stitching_witch

Not a great deal going on here so just a short list today.


So far I have:

• run WM overnight on Economy 7
• made lunches to take to work for me and DS3
• fed and watered chickens
• taken sausages out of freezer for tea

I will also:

• ask DH to hang out washing - probably on airer as it looks as if it will rain later
• knit at lunchtime instead of going out (finished my book yesterday!)
• try not to worry about how we get through until payday in 17 days :eek:
• meals from mealplan/stores
• check for surveys tonight
• have another NSD

Must go and get ready for work now. Still hating my job and it certainly doesn't pay enough even to survive but it's better than nothing at all.

toofy

I'm gonna start today Tuesday 14TH September, by checking my on-line banking and making sure I have all my bills paid on time...

romylou_2

Morning All

Well my ankle is feeling a little bit stronger today, so im feeling a bit more productive.

My List for today:

• Washing already hung out:T
• Another load on:T
• Cook Chicken
• Clean Kitchen
• Clean Yard
• Put rubbish out
• Order OH xmas pressie
• Brush Dog
• Maybe try a few comps
• Clean out Fridge

I think thats enough for today because I will have to rest my ankle inbetween. I will post later to let you know how I get on. Im feeling positive today. :j

PurpleFairy26

Morning all!:)
DD first proper day at nursery. Just back from dropping her off
However have huge list for today to keep me occupied:
[STRIKE]Take clothes back to sainsburys and m&s for refund[/STRIKE]
Pick up ore ordered train tickets for London trip - tomorrow
Sort and organise airing cupboard. Get rid/ recycle/ charity shop old stuff - tomorrow
List some more things on eBay if possible. - tomorrow
Wash DD christening gown - it's 98 years old:eek: - I've got it out ...;)
[STRIKE]Quick sort through DD room and box up any stuff she doesn't use anymore (and label so I know what it is next time![/STRIKE];))
Pop to garden centre to try to get some winter plants for our garden
[STRIKE]Order course on line that work are paying for[/STRIKE]
[STRIKE]Get couple of cheap tops for work. Went through rest of clothes yesterday so I know what I'm looking for. [/STRIKE] - not sure I woould class them as cheap
Register a Starbucks card so I can limit my monthly spend on my one treat - bit of a weakness of mine when I'm on the road which I will be in 2 weeks! I can claim some back through expenses but I don't like to take liberties
Think thats about all - if I get that done I'll be very happy

As for freezing fruits, I always freeze my excess plums, apples etc.. Must admit have never frozen them raw, I just stone/ core them. Put them in a pan for 5 mins or so with a tiny bit of water. Then freeze in portions. Must admit for small apples from my own tree I don't peel either as I find the skin is thin enough to e:jat when stewed. HTH

You have reminded me actually that someone had some apples outside their house yesterday saying free to a good home. May pop past with a bag and see if they are still there - will try again tomorrow, completely forgot today, drove past there too :mad:

Have a great day everyone

Just about to do starbucks card, quite happy, as got a few more things done I've not listed too..

abc1989

To Do List!:A

[STRIKE]
Get up at 7 (Haven't done this for a good few months! [/STRIKE]
[STRIKE]Make lunch for work (Save £3.00)[/STRIKE]
[STRIKE]Put lunch money away for Hoilday fund[/STRIKE]
Not get distracted at work
Walk home from work (Save £2.00)
Call DMP company to see whats going on!

Total savings of the day = £5.00 :T

KiKi

Good morning! Good things I have to do today:

* Scan in HMRC calculations with my own calculations over them and email them to HMRC
* Write a short story for 'Take A Break' and send it off
* Apply for Christmas temp job
* Make a card for my cousin's birthday and post it
* 6km run (or 40 minutes at the gym if it's raining...)
* Pay credit card

Obviously I'm doing more than that all day, but those are the money saving things...!

Hope everyone has a good day.

KiKi