What to do can i get partner to sell the house?

Disco1975

Ankatden wrote: »

Interesting in that you trying to force a sale probably out of pique where you will get zero whereas if you took you head out of your **** perhaps you would see it a different way.

It is unlikely they can sell or remortgage without your consent which then end up as a game of double bluff.

I would request a settlement for agreeing to be removed from the mortgage, otherwise indicate that any attempted sale or disposal of property will not occur as you will refuse consent.

A figure of £2500 was mentioned, irrespective of what was asked for I would settle for something around this. While human nature, being what it is, you seek revenge I would however look on it on basis on what you would have spent on rent over those 5 years.

Bottom line is to exit as soon as possible, otherwise spend the next 5 years trying to screw up her life will just screw up your own and nobody likes someone in a relationship carrying last years baggage.

Please take your head out of your ****, take time you read my posts, there you will read that she wants to keep the house:T

mynameisdave

If you force her to sell you still won't get anything.

The mother gets 61K first. The rest is split 3 ways

£200,000 for sale
60K to mum
£140K left
£140k mortgage.

You are entitled to one third of the asset. There is no value after the debts have been paid. You get nothing back. I'm not sure why your contributions are any more significant than those that she has paid. Who is going to pay those back to her.

You have been paying a share of the mortgage. ~4K a year sounds like you have been paying about half of the mortgage assuming interest rate of 5% for 5 years.

You could sue her for what you paid in mortgage payments and she could counter sue you for her half of the payments. You'd both be a lot poorer and the lawyers would be a lot richer.


I really cant see any way you can get your money back. There is no money anywhere for anyone to give. Force the sale. You'll get nothing from it and she wont either. Win a case against her and she owes you £20k with no assests and no cash. They can't remortgage to get equity to pay you.

DVardysShadow

disco1975 wrote: »

Please take your head out of your ****, take time you read my posts, there you will read that she wants to keep the house:T

Obviously, you don't see it, but there is no value in this house for you. Ankatden has been perhaps a little blunt, but the advice is sound.

You need to get out of the property on the best terms you can. £2500 might be good, but £0 would not be unreasonable. If you are not paying the mortgage at the moment, this could backfire in that you could trash your credit rating, which would ruin your ability to get a mortgage. As for letting this drag on, you could end up paying another £20000 for another 5 years while you don't live there - just to 'protect your investment' - and get back precisely very little.

You need to get out now and a clean financial break from your ex would be a good result for this kind of breakup.

Of course you could consider moving back in. It could be a good tactic to get yourself bought out for £2500 and a clean break, but don't set your ambitions much higher.

MobileSaver

disco1975 wrote: »

Can i force a sale as i went to see her last night and she says i cant.

You may be able to force a sale but the legal costs could be thousands if not tens of thousands of pounds.

disco1975 wrote: »

also she says there is no equity in the house but i have not had the house valued.

If you have the house valued and in the current climate it comes in at less than £200k are you prepared to pay her a sum to make up the negative equity?

disco1975 wrote: »

Also do i have a right to live there although i am no longer contributing to the house which we agreed on when i left.

You'd obviously need to start paying the mortgage again if you moved back in.

sonastin

What do you really want out of this?

1) Do you want to live in the house?
2) Do you want your money back?
3) Do you want your ex to pay because you are mad about the break up?

If its 1) - As you've already taken the decision to move out, you've weakened your position. Especially as she is there with her mum. Its going to be much harder for you to justify why your claim on the house is stronger.

If its 2) - Only the rich or spoilt get to live rent/mortgage free. You can't expect to come out of this with everything that you put in. If you can negotiate a small sum, you're quids in. If you got the house and had to pay her for what she has put in, what would you be willing to offer her? From the numbers you've given us, I'm guessing you're not going to be offering £61k to her mum and £20k to her - so why do you think you are entitled to it?

If its 3) - tough love says you should really just get over it and move on with your life. Making her pay financially because you want her to pay emotionally is a recipe for disaster for everyone. You might have some more cash in your pocket but you are unlikely to feel any better about the situation when it is all over. And chances are the cash will end up in your lawyers pocket anyway, so you won't even have that comfort.

Mustbeananswer??

sonastin wrote: »

- tough love says you should really just get over it and move on with your life. Making her pay financially because you want her to pay emotionally is a recipe for disaster for everyone. You might have some more cash in your pocket but you are unlikely to feel any better about the situation when it is all over. And chances are the cash will end up in your lawyers pocket anyway, so you won't even have that comfort.

I agree with Sonastin......you'll look back and cringe at what you're trying to do....though I do have some sympathy for you!!Its the loneliest place in the World.

You're name may suggest you are in the entertainment business??I'm a DJ....if you are similair there are plenty of opportunities to put a plaster on your emotions.Move on at the earliest opporunity. I moved to the other side of the country when it happened to me...I was concerned as to what I might do if I stayed in the viscinity.Like others.... I don't fel this is a cash issue...:eek::eek:

sooz

You are naturally upset about the break up & possible infidelity.
But had you been renting for the last 5 years, would you now turn round to your landlord and demand your rent back, or the sale of his house?

poppysarah

sooz wrote: »

You are naturally upset about the break up & possible infidelity.
But had you been renting for the last 5 years, would you now turn round to your landlord and demand your rent back, or the sale of his house?

I suspect thats the best way of looking at a very horrible situation.

However if the OP is on the mortgage still they need to get off it.
They can stop paying and force a sale that way. And that might be the easiest way (Easiest in terms of less court stuff but not emotionally)

Disco1975

Just found out that there has been two valuations carried out so far with one more tomorrow. 200k and 240k (I think the first valuation is a bit low but but there may still be a bit of equity in the house.

Can i get 3 different valuations on the house and who's do you agree on, obviously i'd like to take the 3 highest but do not know in this situation!

There just may be some light at the end of this very dark tunnel:j

mrstinchcombe

neverdespairgirl wrote: »

Men usually do better than women in financial terms from divorce

Ray Parlour (cough)