Metro Bank

GFA

Hi

Does anyone know if there are minimum/regular funding requirements for the Metro Bank current account? The debit card looks like a good one to have for travelling so I'm considering opening one (if I don't have to do this!)

Thanks

young_money_saver

theres already a metro bank thread.

bubieyehyeh

They didn't mention one when I opened my account. I don't remember seeing anything like that in terms and conditions which are available on their website as a PDF file I think.

GFA

bubieyehyeh wrote: »

They didn't mention one when I opened my account. I don't remember seeing anything like that in terms and conditions which are available on their website as a PDF file I think.

Thanks - I couldn't see anything specific when I looked at their website and also the terms & conditions. I wasn't sure whether additional info was provided at the time of opening accounts (but apparently not!)

Are you required to set up direct debits/standing orders on the account? I just want it as a basic account so that I can use it when I travel.

chriskross

bubieyehyeh wrote: »

They didn't mention one when I opened my account. I don't remember seeing anything like that in terms and conditions which are available on their website as a PDF file I think.

What identification did they require from you? Vaguely thinking of going along (I'm in London most weeks) but hoping a driving licence plus credit/debit cards and a long-standing address would suffice.

johnmoney05

chriskross wrote: »

What identification did they require from you? Vaguely thinking of going along (I'm in London most weeks) but hoping a driving licence plus credit/debit cards and a long-standing address would suffice.

My friend just opened one on a week day (Thu). Took about 1 hour.

Need
passport (one document for name)
bank statement x 2 (two documents for address)

and they will do a credit check as well

the deposited cheque took 4 working days (about...can't remember) to show up on the internet banking, and available for withdrawal

I don't need one, so not going to open yet.

premierfella

Identification (from the website):
https://www.metrobankonline.co.uk/Documents/Opening_An_Account_with_Metrobank%5b1%5d.pdf

bubieyehyeh

GFA wrote: »

Are you required to set up direct debits/standing orders on the account? I just want it as a basic account so that I can use it when I travel.

No mention of it, I even said I wasn't going to move direct debit over immediately until I tried out internet banking (works, but a bit year 2000 / myspace), and seen how things work first. This wasn't a problem.

chriskross

premierfella wrote: »

Identification (from the website):
https://www.metrobankonline.co.uk/Documents/Opening_An_Account_with_Metrobank%5b1%5d.pdf

Thanks, but that leaves open a range of possibilities, and people here said they were asked for more than they expected. Just asked the OP for his/her personal experience. (And Metro can't spell 'licence' :mad:)

GFA

bubieyehyeh wrote: »

No mention of it, I even said I wasn't going to move direct debit over immediately until I tried out internet banking (works, but a bit year 2000 / myspace), and seen how things work first. This wasn't a problem.

Thanks for confirming!

oldagetraveller

chriskross wrote: »

(And Metro can't spell 'licence' :mad:)

Neither can many people and organisations in the U.K. They also need to be advised that in this country it's a Driving Licence not a driver's license!:mad::p
A bit sad I know but it's stuff like that makes them appear, to me, so unprofessional. If they can't get that right then what else will they get wrong?