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How do you all cope???
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Nowadays, I worry less about the debt than about how obsessive I've become in paying it off!
Official Debt Free Wannabe Nerd Club member 095! Debt Now:
M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59
£18k Challenge £18,934.21 £11,209.73 to go!
Proud to be dealing with my debt.0 -
To be honest, I do this quite a lot & I have to admit I find it quite therapeutic. I'm often up & down the motorways overnight & my brain seems to be constantly doing calculations as to how much, which account, DFD etc. I'm now around 3/4 of the way through my DMP & I feel far better going through this than the blind panic, head in the sand period I went through about 6 1/2 years ago.Donedoingdebt Lightbulb moment January 2000. Debt at highest approx £102,000. Debt now (October 2009 - absolutely fork all!!!):beer:
CSA case closed on 02/09/10 :beer::beer:0 -
exactly - it makes you feel you're in control and the element of horrified surprise you get when you find out how much debt you're suddenly in is gone!0
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Yes, I've always done it as well and find it quite soothing - almost like a mantra!Debt at highest: £6,290.72 (14.2.1999)
Debt free success date: 14.8.2006 :j0 -
I was always doing that when I was in debt and now I am saving for a wedding and need to save £3,000 in 2 years so I've found myself doing it again. It might not seem a lot to you but when you only earn £660 per month and you have 2 children it's loads. Also my SOA changes on a monthly basis.2008 Comping ChallengeWon so far - £3010 Needed - £230Debt free since Oct 20040
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It doesn't matter whetherblack-saturn wrote:It might not seem a lot to you but when you only earn £660 per month and you have 2 children it's loads. Also my SOA changes on a monthly basis.
it seems loads to anyone else. All debt is relative & painful to the individual whether it's £3000, £30000 or £300000.Donedoingdebt Lightbulb moment January 2000. Debt at highest approx £102,000. Debt now (October 2009 - absolutely fork all!!!):beer:
CSA case closed on 02/09/10 :beer::beer:0 -
It does get better. You go from checking your online accounts 10 times a day to just 5! :rolleyes:0
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ZTD wrote:Go outside and feel the sun and smell the flowers.
Debt is not your life. You are your life.
That's being typed up and put on my fridge! I'm still wanting to pay the debt off as quickly as possible but I have to try and keep it all in perspective. Thanks!January budget
Nothing left!0
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