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How do you all cope???

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Every minute of every day, i am constantly doodling figures on scraps of paper, of how much i owe, how much i pay, how long it will take for the debt to go, how i can get rid of it quicker, what schemes and plans i can come up with to shift it all around.

am i insane or does everyone do this?
Debt at highest: 23,735

Debt now: 17,355

Paid off: 6,380
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Comments

  • cattie1
    cattie1 Posts: 2,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    i totally do this too! just gets me more depressed!
    official dfw nerd club member no 214
    Proud to be dealing with my debts!;)
    Why is a person that handles your money called a broker?!:confused:
  • Brassic
    Brassic Posts: 557 Forumite
    All the time, tis invading my work day now so have to try to stop being quite so obsessive before I get fired which wouldn't help at all.
    Debts @ lightbulb moment (13/06/2006) - £59,842.23 :eek: All commercial debts now clear!!! :T Debts April - £20,000 to family (incl extra £10k borrowed for house deposit). DFD - Aug 2014
    Proud to be dealing with my debts
    Goal of the month - £500 on groceries for family of 5 - Apr 2011 - £620! :( May - £454.85 so far.
  • ZTD
    ZTD Posts: 24,327 Forumite
    Go outside and feel the sun and smell the flowers.

    Debt is not your life. You are your life.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • jules68
    jules68 Posts: 366 Forumite
    Me too I dont get any different figures by doing the same sums and workings out. Still the same answers , oh well only another 4 yrs of scraps of paper and sleepless nights!!!
  • nidje
    nidje Posts: 119 Forumite
    Me too,
    I'm totally obsessed with interest rates and what I can cut back on where to pay off a bill. I have my little black book where I write it all down and I'm constantly making little calculations here there and everywhere to make the books balance.
    You're not alone !!
    N x
  • i do have days like that, although i figure if i am doing as much as i can, what more can i do?

    i also dream/have nightmares about it almost every night too!
  • Yes I do this all the time, especially lying in bed when I can't sleep. I also visualise in my minds eye the day those statements come through with a £o.oo balance. Now - how beautiful would that look..... :T

    Little L
    x
    Debt 28/12/06 £26,467
    £20 grocery challenge per week
    Savings £400
    £2 coins - £8.00
    DMP £357 pcm (CCCs) commenced 1/10/06
    DFD :think:
    proud to be dealing with my debts
  • glad i'm not alone!!! :rotfl:
    Debt at highest: 23,735

    Debt now: 17,355

    Paid off: 6,380
  • yung
    yung Posts: 700 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    When I was planning for my early retirement 10 yrs ago, I started a budget detailing all my necessary expenditure that I will still have to pay when I retire and now that I am retred I still look at the budget on a weekly basis.
    Yung
    Early Retiree debt & stress free. and Joined the SKI club:j

  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    yung wrote:
    When I was planning for my early retirement 10 yrs ago, I started a budget detailing all my necessary expenditure that I will still have to pay when I retire and now that I am retred I still look at the budget on a weekly basis.

    You, Sir, have been a very clever person - I, on the other hand, have not.

    It is too late to say that I envy you - however, I will say that I respect you. :beer:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
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