How do you all cope???

The_Boss

I've got an Excel spreadsheet set up which details my cards, credit limit, current balance (which I constantly update), percentage of credit used and how these figures will change if I make a payment of £x to it.

It really helps me to plan things out and to see the scale of my current debt. I think its a good thing to regularly remind yourself.

Molanole

Brassic wrote:

All the time, tis invading my work day now so have to try to stop being quite so obsessive before I get fired which wouldn't help at all.

Me too Brassic, me too.....

Broken_hearted

I was like that now I only think about it 10/15 times a day. Funny when I was having major problems I didn't look at it just paid what I could and hoped it would go away. Now I'm doing well some days it's taking control of me. I should be happy that after some hiccups I am under the £15,000 perminantly (sort of hovered just below/just above for a couple of months. Alas NO I want to be under the £12,000 mark. Off to update sig with new targets.:A

Serialdieter

Brassic wrote:

All the time, tis invading my work day now so have to try to stop being quite so obsessive before I get fired which wouldn't help at all.

and me Brassic.

Jx

mintymoneysaver

Me too, I really want tomorrow to just disappear so that I do not have to spend any money as I get paid on Thursday and my overdraft will be sub £200.If I could just stay in bed all of tomorrow i will be fine! Then roll on Thursday so I can pay some debts!

Queen.Bess

I think about money quite a bit and check bank accounts online most days. But then I remember that I have a happy life with a lovely husband and the fact that I can still have food on the table and a roof over my head - so much more than some people, and for that I am thankful!

Emmzi

constant doodling when it was out of control.

once a day spreadhseet updating now I know where it all goes and have a plan.

Dolly_Smith

The_Boss wrote:

I've got an Excel spreadsheet set up which details my cards, credit limit, current balance (which I constantly update), percentage of credit used and how these figures will change if I make a payment of £x to it.

haha - I have one of these too, it's colour-coded and everything!!

I find myself looking forward to payday, not so that I can buy something nice but so I can pay another chunk of the debt off (tragic I know)

Verbatim

nidje wrote:

Me too,
I'm totally obsessed with interest rates and what I can cut back on where to pay off a bill. I have my little black book where I write it all down and I'm constantly making little calculations here there and everywhere to make the books balance.
You're not alone !!
N x

Me too but I'm on my 3rd little notebook!

Bells&Whistles

All the time !!! the sums are always the same and it drives me mad writing everything down over and over again, but it offers some kind of security that I'm actually making a dent !!