Why was I turned down?

Gordon_Hose

Probably just bank statements showing your income.

lisyloo

If I appealed it what would they want to see?

3 years of accounts normally works well.

Seriously you're in a difficult posisiton because your self-employment is unproven.

You must have some sort of accounts for your business even they have not been audited, however 4 months doesn't put you in a good posistion.

There is no harm in appealing though.

digitalphase

Thanks for all the help.

I've applied for Barclaycard Gold and it says I have been successful

Though I have read threads where they have done this, sent the card, then rejected you, so I won't be jumping up and down just yet :cool:

Gordon_Hose

Nice one. Glad you got it sorted

Experian_company_representative

Let us know if the electoral roll still hasn't been updated on your Experian report and we'll look into it for you.

James

digitalphase

Experian_company_representative wrote: »

Let us know if the electoral roll still hasn't been updated on your Experian report and we'll look into it for you.

James

Thanks, I did email your customer services about it yesterday. I have been on my current roll since August 3rd, but still listed as not registered on my report.
I am also concerned it still has me down as being registered at my old house, as I had someone fraudulently open an account in my name two month's ago. The council have confirmed I am not registered there now.

digitalphase

Gordon_Hose wrote: »

Nice one. Glad you got it sorted

Thanks Got 0% until October 2011, so fingers crossed they give me a reasonable limit. I did put how much I want to transfer in the application, so that should help.

I don't like Barclays, but hopefully I won't have to deal with them beyond paying off my transferred balance :rotfl:

jon_boy75

same for me as per electoral roll, been on it since August 1st and Experian haven't updated yet. Spoke to someone at Experian who said I may get on there in the next week and if not, it would not update until December!

Nice...any idea if this is true James?

digitalphase

If I rang Barclays up would they be able to tell me my limit, as it would be nice to transfer another small balance as well?

izools

digitalphase wrote: »

If I rang Barclays up would they be able to tell me my limit, as it would be nice to transfer another small balance as well?

They refused to tell me mine before I'd activated my card. But mine was a refer then approve.

Not sure if it's the same with instant approval. Your call if you want to call them and find out