Barclaycard application

rich591

Connaught is the company I work for which has gone into Administration today but has been having major financial problems for the last 2 weeks or so in the run up to the Administration announcement.

onefortheroad_2

digitalphase wrote: »

That's weird. I applied today and signed the credit agreement electronically. It then said I'd been successful. Definitely worrying.

What's Connaught?

Connaught jobs threatened as social housing arm enters administration

Connaught, the troubled support services group, has put its parent company and social housing maintenance business into administration.

rich591

onefortheroad wrote: »

Connaught jobs threatened as social housing arm enters administration

Connaught, the troubled support services group, has put its parent company and social housing maintenance business into administration.

Yep, that's me.

digitalphase

Oh right

So, did you sign digitally? Just find it weird they'd ask you to sign twice.

ganonman

Seems odd, but plausable that you got declined due to administration. I suppose the cooling off period may work both ways... Not sure though.

rich591

digitalphase wrote: »

Oh right

So, did you sign digitally? Just find it weird they'd ask you to sign twice.

No, I only signed the paper copy which came through the post.

digitalphase

Oh OK. So seems like they did additional checks once they'd received it.
So, you didn't apply online then?

Sorry for all the questions

Curt.

darkblue wrote: »

Call them and ask why it happened.

It won't go down on your credit report. It will show up as a search, but no one will know you've been declined.

Well they'll figure it out eventually when they don't see a Credit account with Barclaycard on his profile.

They could assume it was approved and he didn't go for it, but if he is still applying for Credit...

Curt.

rich591 wrote: »

No, I only signed the paper copy which came through the post.

Well, like with Halifax, they may have been using the signature to run the actual checks...

Halifax also "approve" applications in the same way, but nothing is certain or concrete until you get the card, once they do the checks after your signature.

But that's not their normal procedural policy.

darkblue_2

Curt. wrote: »

Well they'll figure it out eventually when they don't see a Credit account with Barclaycard on his profile.

They could assume it was approved and he didn't go for it, but if he is still applying for Credit...

Is there some sort of credit monitoring police that you're aware of that I'm not?