A dilenma to check

Mupette

This is just something I want to check.

It will not happen for a while but just want to see where i will be.

I am on ESA, income based (I think)
in a support grp, add on severe disability premium.
DLA high mobility, and medium care.

Child tax credits
child support
child benefit.

DS is 15 so i expect to loose this when he leaves full time education, although he is in his final year at school and wants to stay on for 6th form/college and then uni.

Just found out i am entitled to direct payments. (amount and hours are not known just yet).

OH and I are planning to marry in the future, but no date has been set, definitely not this year and next year doubtful.

Being disabled and unlikely to get better (I have M.S.)
I hope to still be entitled to DLA as from June next year when i need to renew.. then of course ESA ..

Supposing i am still on these benefits...

I marry, what am i likely to loose, I know DLA should not be affected.
the child benefits depends on what my son decides to do re education be in part time or full time.

Will i loose all the ESA?

I'm not looking to see what i can scam out the government, just looking to see financially where i will be.. i.e. is there any more tightening of belts.

HB/CT i have paid at the present time, but also know that will stop as OH does work.


I have looked at entitled to, but it was a little misleading.

nannytone_2

it depends on your future husbands income. if he is working you will lose E S A and some/all CTC depending on his earnings. also if you recieve a severe disability premium, you will lose this when you no longer live alone. also housing/ctb are dependant on income.

bestpud

Mupette wrote: »

This is just something I want to check.

It will not happen for a while but just want to see where i will be.

I am on ESA, income based (I think)
in a support grp, add on severe disability premium.
DLA high mobility, and medium care.

Child tax credits
child support
child benefit.

DS is 15 so i expect to loose this when he leaves full time education, although he is in his final year at school and wants to stay on for 6th form/college and then uni.

Just found out i am entitled to direct payments. (amount and hours are not known just yet).

OH and I are planning to marry in the future, but no date has been set, definitely not this year and next year doubtful.

Being disabled and unlikely to get better (I have M.S.)
I hope to still be entitled to DLA as from June next year when i need to renew.. then of course ESA ..

Supposing i am still on these benefits...

I marry, what am i likely to loose, I know DLA should not be affected.
the child benefits depends on what my son decides to do re education be in part time or full time.

Will i loose all the ESA?

I'm not looking to see what i can scam out the government, just looking to see financially where i will be.. i.e. is there any more tightening of belts.

HB/CT i have paid at the present time, but also know that will stop as OH does
work.


I have looked at entitled to, but it was a little misleading.

I've just realised why you've always seemed familiar to me!

You opened a new account but you've been a member for a long while. This post has jogged my memory!

But anyway, I don't know how ESA works but, yes, you'd keep your DLA and child benefit if applicable.

HB and CTB would likely go.

It depends how much your OH earns when it comes to tax credits.

Oldernotwiser

It's not really a question of being married but whether you and your fiance are considered to be a couple for benefits purposes, which could be the case at present, depending on your living arrangements.

bestpud

Oldernotwiser wrote: »

It's not really a question of being married but whether you and your fiance are considered to be a couple for benefits purposes, which could be the case at present, depending on your living arrangements.

They live apart etc and have decided not to move in together until the son leaves school and she can no longer claim child related benefits.

I queried this as dubious when posted in her other user name and she then said it was about keeping things ok for the son because he'd had a hard time with his dad etc.

But she had already clearly stated that it was about waiting until the benefit situation changed.

She and I had quite a 'discussion' about it at the time as I (and others) felt it was basically as good as fraud.

I still think it is as it's clearly a stable and long term relationship but the cash benefits of living separately will diminish rapidly with the child related benefits.

Not against the law perhaps but morally...?

Mupette

We don't live together, his place is not suitable for me and my needs.

I moved a few months ago from a maisonette to a purpose built bungalow.

DS is in his final year at school, and important time for him.

OH doesn't want to tie the knot until he is financially ok, we are fully aware that i could/would loose of lot of my benefits, thanks for the reminder of the severe disability benefit, yes you are right i would no longer be entitled to that, but that might go sooner, depending on DS and what he does and how esa see him..

I still can't see what i am doing wrong.. OH and myself are not racing to get up the aisle but, slowly planning what will happen in the future, it took the poor man 10 years to propose... give him a chance.

We do not live together, he has his own home, pays his own bills, i have my own home and my own bills, he stays over if i am having a bad night, and ds can't help, but a lot less that what couples who do not live together do.

OH is not a man who will rush into things.. a date will not be set until he is ready.


My only sadness in this is that I was hoping that since I stepped back from the rat race to manage my illness that by the time DS was 18 I would be back on my feet, I still want to be able to return to some kind of work, the way things are going with me I am not so sure.

A year since i quit work and i am no better

Yes Bestpud i am she, I've had my dx I will not get better, we did move, only just ds and myself into a home suitable for me, rather than be left housebound because i was not allowed a ramp, due to having a communal walkway.

And yes i can see what benefits i will not be entitled to just as i thought but i just wanted clear clarification on this.
I have also spoken to esa about my home situation and future plans, apparently i am not committing any fraud whatsoever.

Thank you for the information i asked for

bestpud

Mupette wrote: »

We don't live together, his place is not suitable for me and my needs.

I moved a few months ago from a maisonette to a purpose built bungalow.

DS is in his final year at school, and important time for him.

OH doesn't want to tie the knot until he is financially ok, we are fully aware that i could/would loose of lot of my benefits, thanks for the reminder of the severe disability benefit, yes you are right i would no longer be entitled to that, but that might go sooner, depending on DS and what he does and how esa see him..

I still can't see what i am doing wrong.. OH and myself are not racing to get up the aisle but, slowly planning what will happen in the future, it took the poor man 10 years to propose... give him a chance.

We do not live together, he has his own home, pays his own bills, i have my own home and my own bills, he stays over if i am having a bad night, and ds can't help, but a lot less that what couples who do not live together do.

OH is not a man who will rush into things.. a date will not be set until he is ready.


My only sadness in this is that I was hoping that since I stepped back from the rat race to manage my illness that by the time DS was 18 I would be back on my feet, I still want to be able to return to some kind of work, the way things are going with me I am not so sure.

A year since i quit work and i am no better

Yes Bestpud i am she, I've had my dx I will not get better, we did move, only just ds and myself into a home suitable for me, rather than be left housebound because i was not allowed a ramp, due to having a communal walkway.

And yes i can see what benefits i will not be entitled to just as i thought but i just wanted clear clarification on this.
I have also spoken to esa about my home situation and future plans, apparently i am not committing any fraud whatsoever.

Thank you for the information i asked for

I think, legally you are right, but morally it just seems wrong to me - takes all sorts though.

But anyway, I've said my piece about it before so will shut up now - it's just been bugging me that I couldn't work out why I 'knew' you iyswim?

Indie_Kid

You need to check what ESA you're on - it tells you on your award letter.

Mupette

sh1305 wrote: »

You need to check what ESA you're on - it tells you on your award letter.

I never ever received that letter, even though i have asked for it many times.

I am sure it was income based. After the 13/14 weeks, (well just a little bit longer) I was told i no longer needed to supply sick notes, and i was in a support group, that i didn't need to attend.

The more i think about it the more i feel it is income related and not contribution

dmg24

Mupette wrote: »

I never ever received that letter, even though i have asked for it many times.

I am sure it was income based. After the 13/14 weeks, (well just a little bit longer) I was told i no longer needed to supply sick notes, and i was in a support group, that i didn't need to attend.

The more i think about it the more i feel it is income related and not contribution

That would not mean you are on IB ESA, the same would happen for someone on CB ESA.

Mupette

bestpud wrote: »

I think, legally you are right, but morally it just seems wrong to me - takes all sorts though.

But anyway, I've said my piece about it before so will shut up now - it's just been bugging me that I couldn't work out why I 'knew' you iyswim?

That's fair enough.

I've been married before, for 10 years, been divorced for 11 years now and i just don't want to ruin this relationship, if it means we take our time then so be it. I just don't see the rush to go and live with each other, for the sake of someone thinks it's morally wrong, tbh deep down it's living in sin isn't it?

Morally wrong would be to have your partner practically live with you and claim benefits as a single person, which i am most definitely not doing, but you seem to think i am. Been waiting a year for social services to decided wether i was allowed to have direct payments to pay for someone to come in and help me to take the pressure off OH and DS, now i can have that (once they decided how much and how many hours) there would be no need for him to stay ever, not even for one night.