Sharing the bills

goodgirl80

:-)
:-(
:-)
:-(

savingmummy

All our incomes go in one bank and everything gets paid from both. Unfortunately now there is nothing much left each month LOL!
When i was working fulltime i paid rent, council tax and water and DH paid elec, gas, phone/tv and groceries (he has a car aswell i dont) then whatever we had left was ours to do whatever we wished.

Pee

To be honest, I think that is the best way of doing it, although if one person is earning twice as much as the other, I am not sure that is really fair, esp if the one earning less is doing more around the house. If that works for you it seems like the best and easiest way to avoid problems although consider whether this will change if you get married and if you have children.

OrkneyStar

We used to pay for certain things each when we were both working.
Now I am a SAHM incomes are pooled, necessities paid, some saved, and a little for treats.
We have no debts, joint or single.

Tropez

Largely the same as the OP.

The necessary bills (electric, gas, water) are currently paid out of a joint fund, although we don't pay an equal 50/50 but rather a percentage of our incomes. Any bills that are personal (my satellite tv, her second phone line, our mobile phones etc.) are paid for by ourselves. Whatever we have left is ours to spend as we please.

Dave101t

i do exactly the same, seperate everything and i bank transfer my 1/2 of the bills each month.

Spendless

Me and hubby both worked f-time and owned our own homes when we met, so each was responsible for their own bills. We only sold hubby's flat shortly before DS's birth and I became a SAHM, so finances were shared. From time to time I've had p-time jobs where 'my' money provides for extras. So as I'm currently working, we have used the money for things like theatre tickets, unexpected repair on my car, childcare in the school hols and so on. The things we struggled with before there was a 2nd income coming into the house.
When it comes to birthdays/xmas because there is less disposible cash anyway - we are more likely to have a discussion about how much each will spend on the other, so how much something costs isn't a secret anyway or like last year we decided that 'our' present was a PC.

princess

Both our salaries are paid into a joint account which pays all bills. This account pays out £125 per month each 'spends' into our own personal accounts for things like our lunches at work if we are too lazy to take a packed one, our own clothing, magazines, presents for each other etc.

Kimberley82

we have shared money since 2 weeks after we met, everything has always been 'ours'

OrkneyStar

goodgirl80 wrote: »

OrkneyStar, what do you do for birthdays/ Christmas? I suppose you could withdraw cash and then whatever you bought wouldn't appear on the bank statement

Christmas money is withdrawn by each of us to buy more than one persons present, and so none of us know how much is spent on the other as a result.
We tend to use cash as much as possible, rarely debit card, and credit card for large purchases (which we have the money in savings for but to save carrying loads of cash!).
TBH neither of us buy or expect expensive presents, most of the money is for DS's presents (and even that is not a huge amount as only 3!).

savingmummy

goodgirl80 wrote: »

I suppose if you're not earning the same it's harder to do. How are you getting on with Betterware? I did it once and found it not worth the effort, but well done for making money out of it!

We earned the same near enough back then so much easier to share, whatever we earnt was ours.
Now i have 2 small children and am a sahm so it is just DH who earns hence me doing Betterware and other little jobs to help out until i return to work.
I done Betterware start of July doing well so far and enjoy it - Gets me out and keeps me fit!