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£2500 stolen by online company, bank doesnt care and charged me about £600 charges

1246

Comments

  • Apples2
    Apples2 Posts: 6,442 Forumite
    toffe wrote: »
    i don't think thats exactly what the op said, i don't see anything about the bank saying the payments were authourised, how would they know if the op authourised them or not?

    Do you understand anything about Authorised Payments???

    Did you read the very first post on this thread??
    Bank refuse to help as they say I authorised the right to continous payment

    Seriously toffe, Are you just on here to argue about something you know nothing about???
  • joeyboy
    joeyboy Posts: 256 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Apples2 wrote: »


    Seriously toffe, Are you just on here to argue about something you know nothing about???

    seems to me then OP simply didn't read the T&C's of whoever he got this subscription/direct debit from and it probably mentioned some sort of weekly fee, or fee per hr as he was using the service...
  • Toe-Jam
    Toe-Jam Posts: 1,554 Forumite
    Well the OP hasn't been back on since to give us anymore information so I can only assume that the Thai Bride did turn up in the end and he's getting his £2500's worth, so is far to busy to come on here and give us anymore details.
  • unholyangel
    unholyangel Posts: 16,866 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Given the amounts involved its likely someone meant to type £25.00 and has forgotten the . or something along those lines.

    But providing the OP can prove to their bank it was only supposed to be £25......i dont see why their bank shouldnt flag it as unauthorised.
    You keep using that word. I do not think it means what you think it means - Inigo Montoya, The Princess Bride
  • toffe
    toffe Posts: 431 Forumite
    Apples2 wrote: »
    Do you understand anything about Authorised Payments???

    no Apples2 i don't actually, with five bank accounts and running a business i've just had no experience of Authorising payments.

    just like after trading online for nearly seven years i've also never experienced the "subscription" scam where a website offers a "lifetime one off fee for membership" then repeatedly debits your card, you can't claim to the bank that it was "unauthorised" as technically you did Authorise the company to debit your card.

    i also have no understanding, (because i'm obviously a bit thick) of how this scam is so effective because banks don't get involved in disputes about how much was agreed when a customer wilingly Authorised a company to debit their card, instead opting to tell the customer they must take it up with the company themselves. given that the company is usually bogus and run by overseas scammers thats nearly always just about impossible.

    no i realy don't understand whats going on here at all Apples2 but not to worry, at least your here to [STRIKE]patronise[/STRIKE] save the wold with your superior "understanding" so take it away, the floor is yours what should the op do?




    Apples2 wrote: »
    Did you read the very first post on this thread??


    no Apples2 i didn't, i can't read, i'm just not as clever as you.:o
    Apples2 wrote: »
    Seriously toffe, Are you just on here to argue about something you know nothing about???

    yes, that's right, i know nothing about anything but i feel sooooo much better now because your here, you little know it all you...

    so go on genius say something really clever, impart your superior knowledge and "understanding" upon us and say something that might help the op........

    or are you just here to argue......;)
    ......"A wise man once told me don't argue with fools because people from a distance can't tell who is who"........
  • kwaks
    kwaks Posts: 494 Forumite
    Does this spell the end of the classic duo?

    No more Toffe(e)& Apples2 complimenting each other :(
  • withabix
    withabix Posts: 9,508 Forumite
    So what WAS the website???
    British Ex-pat in British Columbia!
  • Apples2
    Apples2 Posts: 6,442 Forumite
    toffe wrote: »
    or are you just here to argue......;)

    From what I have seen in your rant, you are not sufficiently armed to get into an argument.

    I note you haven't justified anything, you have simply ranted that you are (self proclaimed) knowledgeable about authorising payments.

    You comments prior to this showed the complete opposite.

    I think my closing comment on my earlier post was an accurate description.
  • toffe
    toffe Posts: 431 Forumite
    kwaks wrote: »
    Does this spell the end of the classic duo?

    No more Toffe(e) & Apples2 complimenting each other :(

    i'm not sure why you felt the need to add that e in brackets to my nick, if it was just tp prove you can spell toffee then well done you :T

    if it was an attempt to point out that the spelling of toffee used in my nick is wrong, in an attempt to paint me as being unable to spell toffee, you should probably note that the misspelling is a deliberate one because the nick toffee (correct spelling) was already taken.
    ......"A wise man once told me don't argue with fools because people from a distance can't tell who is who"........
  • toffe
    toffe Posts: 431 Forumite
    Apples2 wrote: »
    From what I have seen in your rant, you are not sufficiently armed to get into an argument.

    I note you haven't justified anything, you have simply ranted that you are (self proclaimed) knowledgeable about authorising payments.

    You comments prior to this showed the complete opposite.

    I think my closing comment on my earlier post was an accurate description.


    more juvenile drivel..

    still nothing of any use coming from you is there?

    petulant and childish insults 10/10

    useful consumer advice 0/10
    ......"A wise man once told me don't argue with fools because people from a distance can't tell who is who"........
This discussion has been closed.
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