Three Laptop Deals - Credit Checks

mb-bristol

Hi,

Been thinking of switching to a 24 month contract on Three for £17.50pm which comes with a free Acer Netbook. I currently have a rolling 30 day mobile broadband contract with Three at £15pm which I have had around a year and never missed a payment on.

My credit rating is not great but wondering if anyone knows if Three perform a new check for the contract or as a check was done when I took the current package it won't need to be done again?

Also will they take into account the 12 months of payments made on time already?

Oscar_The_Grouch

Hi there

Three will have to do a new credit check, because you are entering in to a new credit agreement. The rules on whether they can or cannot accept you will be built into their system so unless they have an "existing customer" flag, you're just treated as a new customer. Credit checks for a 30 day plan and a 24 month contract will be different so you may be accepted on one without being accepted on the other.

Hope this helps.