Shall I invest in funds now or wait for a bit longer

edinburgher

You're assuming that there's no governmental intervention in emerging markets to try and limit growth, which would strike me as a real possibility in some very big emerging economies... Still, I agree that emerging markets look far more appealing for growth at the mo..

blinko

edinburgher wrote: »

You're assuming that there's no governmental intervention in emerging markets to try and limit growth, which would strike me as a real possibility in some very big emerging economies... Still, I agree that emerging markets look far more appealing for growth at the mo..

yeah there already is, eg china and India, but i think this will smooth growth rather than dispell it as they are targeting inflation

jonj123

Looking back at the funds I initially planned to invest in I would have made a profit on each one of them. It's a shame I didn't invest.

blinko

jonj123 wrote: »

Looking back at the funds I initially planned to invest in I would have made a profit on each one of them. It's a shame I didn't invest.

dont worry buddy there are always more opps out there !!! :money:

sabretoothtigger

What did you invest in instead of the funds? Plain cash is an investment also though its less risky, thats the best way to decide when to invest by comparison

End of August was a market low, I wish I had realised this at the time myself. However I generally presume cash will be poor because they are overproducing it which goes to supply vs demand, because of that I was fairly fully invested largely in mining and oil companies

Aberdeen Asia Pacific A Accumulation

I went with this one myself eventually. Its very broad, india to japan is unusual . I just this week switched some from an asia tracker over to this as Im unsure which market has best value and I no longer hold india only funds


Looking at the first page you need to get over 'I lost money' If you own the company share you need to check if the company lost money or not, a low pricetag doesnt matter if the goods are faulty anyway and vice versa. Price does not matter, value does, say that every time you arent sure.
If they charge 10k for a glass of water in the sahara and you wont make it otherwise, its a bargain so price means nothing, choose whats needed

To have achieved around 10-15% growth.

that happened in 6 weeks pretty much. Next month it could go down 50% I havent a clue so I only say the above as my best advice for judging because the secret is I dont think anybody really knows

It's a shame I didn't invest.

You gained experience, keep that gain and reinvest it like blinko says theres always something unpopular and badly priced.
Neptune japan is my worst fund, could be the best still I think

blinko

im in india too, and i do feel its wel priced but not sure what other opps are out there,

its given me a pretty 10% but im not sure the legs are still on her but you cant tell can you,

the markets are pretty volalitle at the moment but we will see,

i still feel short term bullish,

predict the FTSE oct end 5750 and year end 5900,

i expect QE to be small from the US and teh dollar to begin to stablise and gold i expect 1400 yr end

batteries run out on crystal ball haha

but we are having decent economic news so its just a case of that filtering through into the markets

dont looka t the loses you made buddy

im in a share called GCM i got in at 220 on a spike and it hit around 290 this week, coudve and probably shoulve sold out at 30% return, and now its down to 250 so i lost 15% in a week !! gutted

but then again im 15% up and was down 10% at one point !!!

just because you lose once....

head up buddy look for the next opp and go for it

Cleaver

jonj123 wrote: »

Looking back at the funds I initially planned to invest in I would have made a profit on each one of them. It's a shame I didn't invest.

<sigh>

But we all said that. You can make money or lose money over the short term. It's a bit like standing at casino, thinking about whether to put £50 on red. You don't do it, red comes up and you think to yourself that you've missed out on doubling your money. Well, you have. But you've also saved yourself losing all the money if you look at it another way.

When you invest in a stock market the next thing that happens is that your money becomes worth more or less. Over a very long time-period most markets tend to go up (isn't it around 4% or 5% a year on most long term, established markets?) but there's a lot of volatility along the way.

You have a goal of buying a flat in three years time and came here with a plan to bet (and 'bet' is the right word here) most of it on Asian stockmarkets going up over a three year timeframe. Which most of us told you is probably not the best idea because that's a very risky strategy, which you seemed to take on board. Now, for some reason, you wish you'd invested. Why? Just because they've gone up over the past couple of months? What if they'd gone down?

sabretoothtigger

Im hoping india will pull back so I can enter it as a futures option as I think it will definitely rise alot long term so long as they can keep a stable currency. Compared to dollar the rupee is the best its ever been most likely.
I always have some involvement but not as much as I'd like, a quarter of the worlds young workers live in india, more potential then china even as the country also varies from 1st to 3rd world across its continent

decent economic news

depends where you look, its not been that great. Growth out of a recession should be far greater if not a V shape then a strong consistent recovery and its been poor to flat.
The main boost in markets is artificial I think from usa fed banks thats why I stick to the east

tons of news in the next week

but then again im 15% up and was down 10% at one point !!!

i sold agk at 990 in jan and they are over 1600 now. portable power is important to growing countries, my bad. Its worse because I could have rebought but never quite was decisive enough to take the 'risk'

blinko

well UK growth was good, enough to put to bed any UK QE2 i feel, US isn't as good as we would like but isn't as bad,

China lifted rates 2 weeks back and this brought down comoddities, and most of Asia haha

corporate earnings arent bad eg Shell, ARM holdings

i dont feel its fantastic but i do feel its heading in the right direction

this week and next weekwill beinteresting

good luck all

jimjames

You can always look back and wish you had invested or put your quid on the lottery when you knew what the numbers would be.

A colleague who had inherited some money a few months ago wanted to start an shares ISA but didn't want to invest now because the market was too high. Since then it has gone up 15%. Given his attitude my advice to him was to drip feed it in to reduce the risk if the market dropped although you do lose out on growth as well.

If he had invested immediately he would still be getting dividend income of nearly 5% compared to 2% in bank even if the market dropped.

Either way he has only got his 2% (minus tax) on his money as he didn't take that choice. As with worrying about the best time to buy a computer (there is always a better one coming along soon) sometimes you just need to take the plunge and accept it might not be a totally smooth ride if you are happy with the risk of capital not being protected.

Andy