Refused credit for a new mobile phone contract?

immoral_angeluk

Fergie76 wrote: »

Ask them, they are obliged to give you the reason, you were refused.

No they're not. You'd just be told that you failed their credit scoring.

vix0112

Savvy_Spender_South wrote: »

Still say apply online at 3, bet it works!

We were told that the credit checks are the same online and on the phone as they are instore, plus i don't want to keep applying, making my credit score even worse!

michellej1980

I have recently moved house - bought my own flat and obviously got a mortgage for that. Because I'm not certain I can have my own satellite dish, I wanted to get a pay monthly broadband dongle until I decide on a provider for my internet. I found a reasonable one at vodafone, with £25 cashback via Quidco so thought that would more than pay for itself and so ordered it. I agreed to a credit check, expecting it to go through smoothly only to get an email the following day saying I had been refused. I promptly went to Experian, checked my report which looked fine. I was then curious to know my score so paid for that too. It was 951! Why the hell they refused me I don't know. I tried to call them and find out but I was passed around and eventually managed to explain my issue just to be given an email address that was wrong. I've gone with 3 now and the dongle should be arriving today. I still want to kick up a fuss with vodafone though. Not sure it's worth it...

Gordon_Hose

You might not meet their criteria. 3 are notoriously strict, I remember when they first set up shop, most people I knew got refused! They seem very hit and miss.

Orange are better than 3 anyway.

chuckley

vix0112 wrote: »

We were told that the credit checks are the same online and on the phone as they are instore, plus i don't want to keep applying, making my credit score even worse!

three talk absolute cack. online u r accepted immediately and sent the phone/laptop broadband deal the same day.

online is the way to go, i never order in shops.

vix0112

Finally bit the bullet and ordered online. And guess what, it was accepted.

Now have a black 32GB Iphone 4 in my hands (you can't get the 16GB online )

Still wierd that i was refused in the first place, but everything worked out in the end.

Many thanks to all who replied.

chuckley

Well done