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Sat 28/Sun 29th Aug - What small DFW things will you do today?
josiebabie
Posts: 1,224 Forumite
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
Thought I'd get us started being that I've been up an hour already! Lovely having a 2 1/2 year old! LOL
Today mine is more of a to-do list but it will keep me out of the shops so DFW in that sense....
- Lots of HC
- Dry HC naturally, looks nice out there today
- Potty training with DD - will generate lots more HC!
- [STRIKE]Strip spare bed and DD's bed[/STRIKE] and wash/dry
- Tidy through :eek:
- Hoover through :eek:
- Clean out hearth, had to light a fire last night, very cold!!!
- [STRIKE]Washing up, HW on for enough time to heat up/clean only![/STRIKE]
- [STRIKE]Empty car of random rubbish in there[/STRIKE]
- [STRIKE]Clean wheels at least[/STRIKE], maybe the whole car if I'm feeling energetic
- Borrow next doors mower and mow lawn if it all dries out nicely, still can't start my petrol one :mad:
- Teach friend to make apple crumble/apple pie this afternoon with apples given to me by colleague.
- Work out something to make with LOVELY plums also given to me by colleague
- Check veggies
- Weeding
- Do NOT use car today unless necessary
- NSD, aside from maybe flour if required for this afternoon
- STAY FOCUSSED AND DONT STAY ON HERE TOO LONG!!!! LOL
Have a lovely, sunny saturday everyone
Jxxxxx
Nothing to report as yet...give me a minute...!
0
Comments
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Today have or will
- Daliy cards
- Check online banking, got paid yesterday and first set of transfer out has happened, I guess the bills will go out on Tuesday
- Meeting friend for lunch in town
- Might go to the Gym arms are sore at the moment so I will see how I feel after a bath
- Collect Dry Cleaning
- Collect dress that has been altered for Wedding in Sep
- Free Cinema trip tonight with Mr T vouchers, so will buy some drinks and Snacks before hand0 -
Morning Josie and Lotte and those who follow!
Already been out to walk the dog and put a load of stuff outside for the community collection to take away today. They pick up stuff, sort it into rubbish, recycling and charity stuff and take it all away for you - a really good scheme designed to try to minimise local rubbish and fly tipping - and free!
Going to a BBQ later (not looking forward to it, not keen on the host) but have a few things to do first....- Walk dog again
- Post ebay parcel
- Withdraw cash for the week
- Hoover and dust house
- Checked banks
- Checked quidco
- Checked ebay
- Put dry washing away
- Try to have a NSD (driving to BBQ)
- Maybe take old but perfectly fine TV to cash converter type place to see if they'll give me a few pounds for it - if not give it to the charity shop
xx0 -
Morning
I can't get on in early am during week - too early time to leave the house - hello today!
Bank
Move money
Pay rent early - get brownie point
Look at CC
make scones with sour milk, make them rise amazingly - froze the milk ages ago
Walk dog
charity shop
drive darwin
bed to make
batch cooking to do
organise freezer for OH to know where any potential lunches are
Go to local butcher and buy chicken (not very DFW as it will be expensive but they are a treat and nice) will do a few meals
Ds has 7 chums coming - he's bought pizza and fizzy juice for them from his own money (he gets paid to hoover the whole house and a good job he does too!) great to come home and its all sparkling
Not sure what else yet!
Wave to all, off to catch up with you later.Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Oooohhh! Am very chuffed!
Just got an email from See Film First and have managed to bag 2 free tickets to see The Switch (Jennifer Aniston) for tomorrow. :j
I NEVER manage this - they're usually all gone by the time I see them.
Off to gloat now......... (only joking!)0 -
Oooohhh! Am very chuffed!
Just got an email from See Film First and have managed to bag 2 free tickets to see The Switch (Jennifer Aniston) for tomorrow. :j
I NEVER manage this - they're usually all gone by the time I see them.
Off to gloat now......... (only joking!)
can someone please tell me how to nab free cinema tickets? I'm completely out of the loop!
DF as at 30/12/16
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £1850 -
Morning all. We've been really busy for the last few days reorganising the utility room so haven't had chance to post on here. It's nearly finished now and I just want the house back to normal.
So far today I have:- run DW overnight on Economy 7
- run WM overnight on Economy 7
- hung HC outside in lovely sunshine (Well, it is August after all!)
- fed and watered chickens
- got granola in the slow-cooker
- picked the first three apples from the trees I planted only 18 months ago :T
- do some batch cooking
- clean out the chicken coop
- finish the utility room and find homes for everything that was dragged out of there
- mark off number (90) on my 101 things to do in 1001 days list :j
- meals from meal plan/stores
- have an NSD

Have a good weekend chaps!Making magic with fabricLight travels faster than sound. This is why some people appear bright until you hear them speak.0 -
Morning everyone :wave: the student has gone and me & oh have the house to ourselves :j really going to be completely selfish this weekend and do whatever feels good to the soul

ok so small list for me
- dig out dress for wedding on Monday and do anything that needs doing to it
- have 1 NSD
- go for a run (1st on the programme) oh no
didn't go yesterday as I was being truely lazy and was woken up in the night with a stomach bug so will not go today 
- check banking
- make lettuce soup for lunch

- do meal plan for next week
- tend to tom plants
- 1 x hc & line dry
- go out for a drink (abandoning no alcohol for a month, think things are too stress for me for this atm) maybe go dancing(?) went out for lunch yesterday, then to the museum (free with resident's card
), then went for a pint before walking home & shared a bottle of wine in the evening. No dancing but fun anyway :T - play trivial pursuits
- watch a film/West Wing
- call dd was really lovely :A
- convert Mr T vouchers into reward vouchers

- continue reading The Dali Lama

- transfered £2 to day zero fund

- set up savings account for xams food

- not use car
- bought hair dye half price (£2.50
) - bought my firsty Christmas present for dd, half price :T
- bought duck in the chineese grocery store, treated ourselves to hm duck pancakes tomorrow (have sauce & pancakes already
) - not used the car (sat) :j(first day I can remember forever!
) - went food shopping (going to count it as Sept's GC as only a couple of bits will be used before 01.09) only £27.65

DF as at 30/12/16
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £1850 -
Hello all,
I have:
Dusted the house
Checked emails
Done comps
I will:
[STRIKE]Check bank
Check out FB
Tidy after OH and cats
Take rubbish out
Use free mins to ring my nan
Use free texts
more comps
went to get a bulb for my oven
got chocolate from Mr T naughty I know
OH treated me to a chinese buffet - wasn't that good
washing on[/STRIKE]
[STRIKE]will hang washing to dry[/STRIKE]
Hope everyone has a good day!No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:
Thanks to everyone who posts competitions. You are the stars of the board :T:j:T0 -
Morning all
Well, I’m finally on leave for two weeks :j, it’s been a long time coming! Of course, that means that there’s no excuse for not posting on her every day
.
Amongst other things, I’m planning to get my 101 list together while I’m off work and will then put a link onto the 101 diary thread for you all to see.
I’m enjoying a slow start this morning – still in my jammies, but will get moving soon…ish!
So for today:
- Quick shower
- Check bank
- Surveys
- Deliver more Av0n brochures

- Lots of HC – lovely and sunny here today
- Bit of ironing

- Deal with paperwork
- Research savings account
- Check the 101 diary for inspiration and progress updates

- Bit of tidying in the garden
BeenFull LBM 26 Sept 110 -
Full LBM 26 Sept 110
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