IPA V IPO Help Pleez

rosielee71

debtinfo wrote: »

OK just been having a read through, An occupational pension is qualifying income for an IPA, So you can be given an IPA providing that you have enough surplus. In cases like this it is always best to get a breakdown from the other side to see what they are thinking, you wont know where the point of disagreement is unless you do

Its all a bit jumbled in my head I think he said the groceries were too high should be £180 The phone bill was cut to £35 no £10 for entertainment or home emergencies.

I will wait for the breakdown which he said he will send out with the IPA

He seemed to be fixated on the DLA

I have sent of an email this afternoon questioning his reasoning as I was too mixed up at the interview

I felt very bullied but did not agree to the IPA He then said if I did not agree (within 14 days I think) they would get an IPO

Seemed like a done deal to me

That is why I was asking if anyone thought I should let them go to court worst case scenario would be an IPO for a greater amount.

I am having a breakdown thinking about the breakdown

obliged to all

Rosie

dojoman

Try not to let it get to you too much (easier said than done), but just put up the figures when you receive them, and hopefully we will be able to advise you.

debtinfo

Its hard to tell, The judge can make an order for any amount he wishes, that could be more, the same or less. Remember that the guidelines that the OR uses are the OR's guidelines not the judge's guidelines, Both sides need to be specific, IE it is not enough to just say that you dont think you could afford the amount requested. You have to say that amount is to low and this is why, this is my bill etc and teh OR has to say why they have reduced an amount why they dont think the higher amount is suitable for your case. The General rule is that if you can justify an expense the judge will allow it, The hardest part would be the DLA as you would probably need to be more specific as to what and who you pay and how paying for these things or people brings your lifestyle up to what most people would consider a reasonable one

rosielee71

I had an email today from the OR's office saying that he had reviewed my income and expenditure and that he did not think an IPA was appropriate in my case.

He said a letter was to follow and that he would be in touch in Feb 2011 to review my case

Result!!!!

Thanks Sky for the words to put in my email You really saved my bacon also many many many thanks to everyone else on this wonderful site for your assistance in this matter

Onwards and upwards

Rosie xxxxx

skylight

I am so pleased it worked out. Nice one.

fredfedup

Excellent! I love a bit of good news.
fred x

Doucam

Only just seen this - so glad it worked out well for you!!! x