IPA V IPO Help Pleez

skylight

Echo Phil.

Get onto the actual receiver and not the underling. Tell them to bog off. Politely of course!

rosielee71

lalli_pickle wrote: »

Don't suppose you could keep the DLA and get your 'helpers' to claim carers allowance?

Or get a formal carer?

I would do that but all of my helpers work and none put in the 35 hrs needed to qualify for the carers allowance

It works best for me to keep it informal as and when I need help

Thanx and praise

Rosie x

rosielee71

I am a bit shy to complain I don't feel I can articulate

Perhaps it would be best to let them take me to court and let the dice fall where they may

Does anyone think I should get a lawyer to fight my case?

Do I sound churlish? Don't want to attract any critisism as prolly I could curb my DLA spending perhaps not go out to the day centre and pay the £70

philnicandamy

Well...if you cant speak to them try writing it all down...I wouldnt let it go to court why inconveniance you?

I certainly wouldnt involve any solicitors etc its an uneeded cost to be honest..once the judge sees your only form of income is benefits it'll be laughed out anyhoo

your given DLA etc for a reason...WHY should you cut back?

fredfedup

Have been reading this with interest this morning. Just email them and tell them what Phil and Sky have told you. My Assistant made a mistake, it was soon sorted with no hassle. I am sure they would much prefer an email than all the trouble of a court procedure that would leave them all looking stupid, and cost them a fortune! Get emailing...no one would want to sit in all day!

rosielee71

philnicandamy wrote: »

Well...if you cant speak to them try writing it all down...I wouldnt let it go to court why inconveniance you?

I certainly wouldnt involve any solicitors etc its an uneeded cost to be honest..once the judge sees your only form of income is benefits it'll be laughed out anyhoo

your given DLA etc for a reason...WHY should you cut back?

I think its cos I have the pension they are going for the IPA I shan't sign it I know that

I will try emailing them

I will let them make the next move after that

Thanks everyone

Rosie x

philnicandamy

as fred rightly said....mistakes can & sometimes will happen

rosielee71

philnicandamy wrote: »

as fred rightly said....mistakes can & sometimes will happen

I hope you are right

TBH the OR sounded quite young, was quite scathing of some of my claims £220 for groceries ect and seemed determined to get me to agree to an IPA

I just sat on the other end of the phone in tears I am not able to deal with this in normal conversation

Br has traumatised me

Though I am Br through no fault of my own but due to a drastic reduction in income through ill health

Thanks everyone for all of your kind support

Rosie x

skylight

Email them. I would simply put something along the lines of...

Dear sirs,
Thank you for the IPA agreement received on XXX date. I am unable to sign it as I do not agree with it. I would like to confirm that my only income is soley made up of a disability pension and disability benefits. Under these circumstances an IPA should not be implemented in the first place so I think that an error may have occured somewhere. I would appreciate it if you could check directly with the Official Examiner (put name here; its on your BR paperwork/court order) and confirm back to me as soon as possible that no IPA is payable.

Your help is most appreciated,

Regards
Rosielee71



Do not allow yourself to be bullied. They are not gods...... If you dont feel able to call or confront them then email them nicely over it. Your DLA is there to cover your additional disability expenses, it is not there to give away on debt repayments and although ultimately it is no-ones business, some may question if you needed the DLA in the first place if you can afford to give it away. (If you see what I mean, without trying to sound rude xxx).

fredfedup

The person who conducted your OR interview is not the actual Official Receiver. They would have been an Assistant. The Assistant (underling) then reports to Official Receivers Assistant, who then reports to the Actual Receiver. So no wonder he was young and overly eager, but also incorrect. So fire off an email. It is your absolute right. Bankruptcy is there to help both the Bankruptee and the creditors. You will be fine. x