i have had my bank charges refunded!!!!!

kickingkay

morning all i thought i would share my good news Co op have been so shamefull these last couple of months they really went to town giving me over £170 in charges over 8 weeks!!!!!!! after fillling in a MCO today i have had my charges refunded just 5 days after filing
http://www.consumeractiongroup.co.uk/forum/cooperative-bank/30352-kicking-kay-co-op.html

hope this inspires you all!!!

flower_chops

Congratulations!!!

I got my offer yesterday and it is the best feeling!

itsarichmansworld

I'm still waiting 8 weeks later....:mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad:

kickingkay

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Congratulations!!!

I got my offer yesterday and it is the best feeling!

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Claiming £1000 bank charges from HSBC:
22/08/06 - sent prelim letter recorded delivery
24/08/06 - HSBC received
NOT HEARD A THING, SO...
07/09/06 - LBA sent recorded delivery
08/09/06 - LBA received
14/09/06 - partial offer of £850 rejected...carrying on
19/09/06 - full amount offered! hi, can you tell me is it a current account its just that they owe me several thousands on various accounts but 3 of them have been handed over to collection agencies? i am going to go at them i will use the funds to reduce what i already owe them
im pleased i got my charges refunded but they still owe me £30 court fees:rolleyes:

kickingkay

itsarichmansworld wrote:

I'm still waiting 8 weeks later....:mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad:

£170 charges
09/08/06 first letter sent recorded
12/08/06 first letter acknowledged
24/08/06 LBA letter sent recorded
02/08/06 acknowledged please wait a further 6 weeks for answer
14/09/06 MCO filed
20/09/06 charges refunded!!!!

who are you claiming from?

owessomuch

Kicking kay that is great news! :beer:

I've seen you on the consumer action forum, I'm also trying to reclaim charges from Co-op so this has given me more hope, Thanks :T

flower_chops

kickingkay wrote:

---

Congratulations!!!

I got my offer yesterday and it is the best feeling!

---

Claiming £1000 bank charges from HSBC:
22/08/06 - sent prelim letter recorded delivery
24/08/06 - HSBC received
NOT HEARD A THING, SO...
07/09/06 - LBA sent recorded delivery
08/09/06 - LBA received
14/09/06 - partial offer of £850 rejected...carrying on
19/09/06 - full amount offered! hi, can you tell me is it a current account its just that they owe me several thousands on various accounts but 3 of them have been handed over to collection agencies? i am going to go at them i will use the funds to reduce what i already owe them
im pleased i got my charges refunded but they still owe me £30 court fees:rolleyes:

Yes, mine was a current account and it took only 3 letters to get the money back! May I ask you as well, when your HSBC debt went to collection agencies did you find it easier to negotiate payments with them, rather than HSBC? Just wondering as I'm just going into that situation now.

itsarichmansworld

kickingkay wrote:

£170 charges
09/08/06 first letter sent recorded
12/08/06 first letter acknowledged
24/08/06 LBA letter sent recorded
02/08/06 acknowledged please wait a further 6 weeks for answer
14/09/06 MCO filed
20/09/06 charges refunded!!!!

who are you claiming from?

Smile they promised an answer by the 18th Sept, I have now sent 2nd letter.

I hate them.....:mad: :mad: :mad: :mad: :mad:

kickingkay

Hi Flower
HSBC handed over our debts to metropolis ???? which apparently are a part of HSBC so far they have accepted our DMP payments that we were already paying to the HSBC, so in that fact i would say yes
however something realy odd happened...................................hubby had a loan for £17000, odd plus £8000, in % now he had made payments of around £200 off this to his current account through CCCS, but i had a letter from metro, with a blance of settlement figure for £17500:eek: :eek: i dont know whether to cheer or not!!!!!
the thing is i also have one for 15k with 2500% on top and i at the mo owe about £15500, so im hoping that when they pass this over 2.5k will come off too!!!!
heres hoping

kickingkay

owessomuch wrote:

Kicking kay that is great news! :beer:

I've seen you on the consumer action forum, I'm also trying to reclaim charges from Co-op so this has given me more hope, Thanks :T

GOOD LUCK! thats really why i posted here so other peops will be inspired to relcaim their charges too!
CO OP DOWN
JUST ANOTHER 6 ACCOUNTS TO GO!!!

owessomuch

Can I take it that you have also tried reclaiming from HSBC?

I have a huge loan with them and I'm not on any kind of DMP as I just about manage each month, They have charged me so much in the past but I'm worried they will close my account and ask for the loan amount back in full.

Do you have any advise?