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Putting in a cheeky offer!
Comments
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Congrats on the offer. We too had the same problem- looked within our budget £180k-190k and felt hopeless so started looking at 200k-210k. I think it is always worth the cheeky offer as you never know what position they are in.
We offered £195k for a £205k flat- went in at £190 and the EA said there was a counter offer. when we upped to £195 they said it would be enough to seal it but then someone random swopped in with a much higher offer and it went. we were absolutely gutted as fell in love with the house and thought we would never be able to afford anywhere as it was the only one we had really liked that has a garden.
We then looked at another gorgeous top floor flat within our budget this time but no garden, it was on for £185k. we had our first viewing and booked a second view two days later. Before we could put in an offer it went for asking price! It was on the market for 3 days!
However, the EA that showed us the £185k one called a week later to say the hall floor flat in the same building was up for sale. It had a garden and it was a probate sale so no chain. It was on for £200k We went in with an offer of £180k and as expected it was rejected, we upped to £185 and it was rejected so we gave a final offer of £187,500 and said it was our final offer as we had seen another property and were going for a second view- they accepted!
It really is all down to the sellers situation, the area (is it selling well/priced correctly) and the type of property. Some of teh flats we looked at are still on the market 6 months later yet our sellers had theirs off the market within a week..0 -
Have to be careful with the cash on top these days. Govt are wise to it, and you can apparently just about get away with £2-3k for things to be left in the house, but that's about your limit. If I'm wrong, I'm wrong, but effectively it's 'theft' as you're diddling the Govt out of the higher tax.
Not that I think it's right, btw! I absolutely believe the higher bracket should only incur tax on the amount over the £250k, not all of it! Ridiculous!
Jx2024 wins: *must start comping again!*0
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