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Gona start pulling my finger out!

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Comments

  • mandz1
    mandz1 Posts: 2,548 Forumite
    YEAH SO HAPPY. have just paid the final £32 off my ncc debt, so that is another debt paid off!!!! All thanks to an extra payment put into my bank, so i knew i had to pay it off. Just going to calculate my debt as it stands now and update my sig as i have made alot of payments today.
    PAD Maker
  • Liz_M
    Liz_M Posts: 151 Forumite
    Hi Mandz1.

    I've just come accross your thread and read the whole thing! Just wanted to let you know that you've inspired me. All I can think about lately is money and how much I need to pay off things and how impossible it is. And sometimes I read topics on here which do inspire me but at the same time make me feel a bit inadequate (however you spell that!) because they only talk about the good things they've done each day. I love how you've talked about the ups and downs because it makes me realise that it's not just me who has bad days too!

    I'm really pleased for you that lately you seem to be feeling happier - and it looks like you think this is because of losing weight, but it sounds almost like it might be the other way round, since you got your own place and started paying more things off it's made you happier and made it easier to lose weight. I could be wrong though, or it could be a bit of both!

    Well done on paying off so many of those debts! I only have a few and to be honest they're not THAT big but I'm really struggling to find work and it feels like the only thing I can think about is how I'm never gonna be debt free, but you've shown me that it is possible to pay things off even when you barely have enough money to live! I saw a couple of people posting saying they're subscribing to your topic so I'm going to work out how to subscribe to it and do that too!

    Thanks for the inspiration and good luck paying the rest off :)
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Hi liz, Thankyou for posting. Its been difficult but im getting there. i think its a combination of losing weight and paying off the debt.
    You will become debt free, you just got to perservere and try your best. It does take time and its going to be a couple of years before i become debt free, but i am already planning on what i will do when i have made the final payment.
    Not sure im very inspiring though, i cant see it myself.

    Went to the hairdressers today and have made dinner washed the pots and cleared away the toys. Just feel like chilling out tonight.
    PAD Maker
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Right, so i dont forget im going to write another list:-
    To get
    Something for dinner
    Tea tree oil (apparently good for spots,so says my friend)
    Batteries

    To do
    Go doctors
    do exercise
    weigh in
    PAD Maker
  • mandz1
    mandz1 Posts: 2,548 Forumite
    mandz1 wrote: »
    Right, so i dont forget im going to write another list:-
    To get
    Something for dinner
    Tea tree oil (apparently good for spots,so says my friend)
    Batteries

    To do
    Go doctors
    do exercise
    weigh in

    Did all my list today. Went to the doctors for my contraceptive injection and she said she wanted to check my blood pressure and weight. i told her i had lost 16lbs and she was very pleased. Lost a pound this week which isnt bad considering i was expecting a gain after all my badness at the weekend.
    Paid £30 to severn trent today, brought some food to last us till friday. Really need to do a big freezer shop and fill it up, at least then i know that we will always have something to eat if im skint one week.
    Going to meet my mum from work tomorrow to pay back £25 that i owe her and need to pay a debt £10 which is my last payment of this month, so if i do pay off anymore then it will be overpayments.
    Today i went through my wardrobe and made 3 piles keep/charity and chuck. Alot of it went in a charity bag, some went in the bin and not alot went back in. I either dont wear some of the clothes, or they are too big or they are disgusting. Need to get some more clothes but really dont want to until i have lost some more weight. Dont see the point in buying loads of new clothes if they arent going to fit me in a couple of months time.
    Anyway, im off to relax and watch some telly.
    PAD Maker
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Well have paid my mum what i owed her, paid rent arrears and paid an extra £25 of severn trent.
    Went round town today to look at the sales, but did not buy any clothes. I dont see the point although i do need some new clothes, i think im going to wait until i lose a bit more weight otherwise i will just be chucking clothes out again
    PAD Maker
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Well the cupboards are bare and i really need to get some shopping. mum said she will take me saturday. should have something in for dinner tomorrow, got some chicken in the freezer and got some thai style rice in the cupboard could be a healthy meal may have to pick up some cheese or something for lunch or just have a crisp sandwich, thaat will save me some money.
    Did some zumba on my wii earlier, it dont half make you sweat.
    Thinking of starting a new diary as i have had this one for over a year and i have come so far from the first few posts, i think i could do with a fresh new diary. What to call it tho?
    PAD Maker
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Got some shopping yesterday, me and mum had a chip shop dinner, not good for my diet. Went out with most of my family today to a carvery and tried to put more veg on my plate than anything else, but went to one of my sisters aswell who was baking cupcake and i had 2. whoops back on the wii tomoz.
    Brought a new vacuum cleaner, really needed it, going to do a massive clean of the house tomorrow, it really needs it.
    Im losing my voice which isnt good, brought some strepsils to see if they help, so far no they aint.
    May write a list in the morning to keep my on track with the jobs that need to be done.
    PAD Maker
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Well i have ran out of fruit, so may go for a long walk to tesco after we have had lunch. going to go make it in a minute.
    I have put 10 items onto ebay this morning, mainly my sons old clothes that he has never or hardly worn, but no longer fit.

    I do need to get my youngest some new clothes and shoes and i need to get my eldest some new school trousers and shoes, better start saving up.

    Had to order a new phone charger as when i hoovered the whole house yesterday, it got caught under the vacuum and broke the wire, so my phone will probably be dead by this afternoon and i dont have a spare i can use as i sold it a few months ago, thinking i wouldnt need it.

    Just been on the wii for half an hour, with the boys choosing what i should play on the wii fit. May put just dance on later if i can be bothered to do anymore, depends if we go down to tesco.

    Hoping for a loss in weight this week, i know i had a bad few days friday and saturday but i have been trying to make up for it. Made some cakes with the kids yesterday and i have only had 1. hoping the temptation of them will not make me eat them all. Not good having kids when trying to diet, theres always chocolate and sweets in the house lol.

    Voice is getting a little better today, belly is starting to growl, so im off to have some soup and bread for lunch.
    PAD Maker
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Weirdly, i have paid off another debt. thought i owed more than i actually did, so that is another one down.
    Weigh in tomorrow, not ure what the result is going to be tho, i am expecting a gain, but would really like a loss.
    Sorted out my birthday night out, just need to save some money for it now.
    Oh how i love my debt going down!!!
    1 bid on one of my items on ebay, only 99p, but still got 6 days or so on it, another item has 5 watchers, so hopefully at least one of those will bid.
    Right off to clean, as i have been out all day and havent done any housework
    PAD Maker
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