Gona start pulling my finger out!

mandz1

Didnt get my son a coat, couldnt find one so will have another look when i get my cb. No other payments made yet waiting till i get paid my cb. Had to help my sister and ex out today, which means i am skint again. I have written a todo list so tomorrow will be spent cleaning.
Had a mate over last night which was good as he took my mind off my dads anniversary, which was today. He died 4 years ago but i still really miss him and i did cry yesterday at little things that reminded me of him.

mandz1

Well this is the second day of the half term and so far, i havent been out or took the kids anywhere due to no money, need to get a few bits of shopping, i am just waiting for my sister to come up to give me back the money she borrowed, but as its getting later in the day i doubt i will be walking to tescos today, so it may have to wait until the morning.
I am meant to be going out for my mates birthday on saturday with my old work mates, havent got anything to wear though and still unsure if the ex is having the boys overnight. He is a pain in the backside as he always leaves it to the last minute. May text him tomorrow to ask what time i can drop the kids off and see what he says. Really need to go out as i am still feeling a bit out of it, living so far away from all my mates. Facebook and texts dont really help, its better when you can just go and meet up and have a chat face to face.
All the stuff i need to sell is sorted out and i am just waiting for the weather to get better so i can do a car boot with my mum and hopefully make a bit off money to help me pay off the debts. Only £8 away from being able to pay out on onepoll. Am still looking for other money making schemes.
I have sorted out pay days for march and what dates i can pay certain bills and also need to still pay off my mum for my trainers and my sons dsi that is on her catalougue. dsi is not due till may, bue really need to pay it off before then so that no interest gets put onto it.
Right off to do some more stuff, or just sit on my bum!

mandz1

Well my ex is not having the kids on saturday when i go out, but my lovely mummy has said that she will have the boys. So excited but have not alot to wear, really need to lose weight so that i can buy myself a whole new wardrobe. No payments yet to the debts been absolutley skint. My sister paid me back the moey she owed me today ad that has gone of fags and food that we really needed.
Got my cheque through from music magpie £5.36, not alot but every little helps. Also been on fonebank and got £27 for my old phone, might as well sell it as 1 of my kids have broke the charger so i am using my old one for now. Gota post that tomorrow.

mandz1

Not been on for a while as there hasnt really hasnt been much going on. made a payment to ct1 and ct2 yesterday.
feb wasnt a bad month for payments but dont think march will be that well. think it will be a minimum payment month. Think im still on track tho to pay off £3,000 of debt this year.
really want to buy my mum something special for mothers day as she does so much for me and my sisters, she deserves a treat.

girlracer

welll done your making good progress
keep up the hard work xx

chevalier

hi there
Wow you have made SO much progress in the last few months.Congratulations!

I take it that the recession has really hit the job market? Did you think about doing any more courses? If you do courses through the Open University you can get the course fees paid for you because you are on benefits. You could either do something that interests you, or something that will lead to a career?

Good luck with your aim to lose £3000 this year. And I think as the debt goes that lack of stress will help your weight too
chev

mandz1

Hi yes i have checked online at the open university courses but it was soo complicated to navigate round the site and started to annoy me that it was so hard to find what i wanted.
Havent updated in a while because nothing has happened, no payments have been made as i am really skint. Ct1 and 2 are due on wednesday so im hoping my mum will lend me the money till i get paid on thursday. need to make alot of payments before the end of the month and this month will probably be no overpayments unless my ex decided to give me some money for the kids, which is unlikely.
Been feeling a bit happier recently, im just waiting for something to happen to upset me again.

Had a letter from income support saying they are going to be taking my o/p h/b straight out of my benefits again so that is being paid again, but just means less money coming in again.

mandz1

Paid ct1 and ct2 today. My mum helped me out so i will pay her back when i get paid tomorrow then we are going to get the food shop for the week and then i will do my sums tomorrow night and pay some other debts either tomorrow night or friday morning.
I have wrote a shopping list so i will stick to that and hopefully will be able to spend as little as possible. Any extra will go straight to the debt.
I have ordered a new phone to pick up from argos tomoz, but i cant really afford it so i am not going to get it.

mandz1

Got a bill this morning from severn trent for my last bill before my meter bill starts which is just over £80. will pay that when ive got the money. I have £10 to last me till friday, doubt that will happen but i have no choice.
Took my son to the park today for an hour to get us out the house for a bit and also had a little kick about with him, even tho he kept picking it up more than kicking it but what else do you expect from a 22month old.
No payments off the debt at the moment due to lack of funds. Get paid on friday then my child benefit on next tuesday, so will pay reminder of bills then, even tho that will make 2 of my payments late but im hoping that i may get away with it.

mandz1

Aint had the internet for a bit but i am back online now. I have had a letter from the council about my rent arrears from my old address which has pushed my debt back up to what it was when i first started a year ago. I have rang them and they have told me i can pay £5 a week, but i will be paying fortnightly. My ex has told me that we can take it in turns to pay, so i pay the first fortnight then he pays and so on. Dont know whether that will actually happen as he isnt the best person to listen to when it comes to these things.
I havent reached my goal of paying my £250 this month off my debt, but i have paid my minimum payments and to say that i have had 2 birthdays this month i am not going to be too hard on myself.
Having problems sleeping again, i went to bed at half 10 last night and didnt fall asleep til half 1 then think i woke up at least 20 times between half 1 and 7am.