Gona start pulling my finger out!

mandz1

Feel really bad at the moment, just wanna scream from the rooftops and destress, but with two kids messing about and pi55in me off even more i doubt that is going to happen. still finding it hard to sleep, cant lose weight, money is tight, the ex is still making my life uncomftable by wanting to get bk with me.
Im meant to be going out on saturday with some friends for a night out but dont know if i can afford it and cannot find anything to wear. i have lost count of the amount of shops and websites i have been on to find some clothes. Everything thing nice i have seen have been in size 6 and 8s only. yer right, we aint called fat britain for nothing.
Dont know how i can destress, esp as i am stuck at home most of the time with the kids. Need a holiday i think but cant even afford that.

mandz1

A few payments made since i last came on, got a few more to do tomorrow when i get paid.
Next week is the start of half term here and dont really know what i can do with the kids that is cheap and fun except go to the local park, which will get boring after a couple of times. May have to have a look into things and see what is going on around my area.
I have reached £40 on onepoll and have cashed out on it, but it can take up to 28 days. as soon as it comes through, i will pay it off the debt.
My sister owes me £30 and my ex owes me £35, yet im the one in debt and they borrow money off me lol. Hopefully i will get that back soon as i am absolutely skint and it could help me with my minimum repayments for this month.

mandz1

Over the past 3 days i have made payments to severn trent, ct1 and ct2, o/p h/b, rent arrears and capquest. dont think there will be any more payments for at least a week now tho

mandz1

Not updated for a while, so thought i would just do a little update. I have got back the money that my ex owed me, still waiting on the £30 my sister owes. have just made a payment to NCC and still have a few more payments for this month to do. The 100day challenge has finished but there will be a new one starting on the 25th, so i am going to take part again and try and clear as much as i can off NCC and severn trent. That is a target of just over £500 to clear in 100 days. Will be looking for ways to make some extra money. Will also be trying to cut down on buying carp to save some money.
Going doctors on wednesday, so i am going to try and walk there and back with the kids to try and save on bus fare.
This week as it has been half term, i have took the kids to the park 4 times in 5 days and we had a little bbq yesterday. Next week, i am going to sort out taking the kids swimming or to a playcentre, i know it will cost money but its better than watching cartoons all day.
kids have had some new shoes each today, sandals, so they will have nice cool feet.
Myself, i still aint feeling at my best but i am trying not to be too down. its hard when all i can think about is money and how stupid i have been. plus my ex is still trying to get back with me, it annoys me as i have moved on from his rubbish and i would never go back as my life would never get better.
I would love to win the lottery and move away and start over, away from all the bad memories and bad people that have done no good to my life. I have brought a lottery ticket for tomorrow , so fingers crossed i win BIG.

mandz1

Not much to report. Didnt win the lottery. Day 1 of the 100 day challenge started today but i dont get paid til thursday so will try and pay at little something then, but i still owe my mum £50 for my sons dsi so that comes first along with the last of my monthly payments. I have to pay ct1 and ct2 on wednesday, but i have saved that money, where i cant touch it. I have doctors on weds and i am going to walk there and back although it is about 2 miles away, but at least it saves on bus fare and gets me and the kids out the house for a bit.
I have exactly £13.60 to last me tomorrow and wednesday, hopefully i wont spend anything tomoz unless i need a few fags which will be £3.
Things arent too bad in terms of me. still unhappy with my weight, but i am not really bothering with tryin to get it off as much as i could be.
anyway thats enough for now.

mandz1

well i have started my one debt vs 100 days even tho it is really 2 debts. made a payment of £13.69 to ncc yesterday, that takes that debt down to £90 and also paid £10 today to severn trent which takes that under £400. Worked out that over the 3 months that the challenge takes place i would have to make £30 a month payment to ncc and £130 a month to severn trent. not sure if i will be able to do it but will try my best. I am waiting for a free listing weekend on ebay, but doesnt look like theres going to be one, annoying.
Also signed up to the NSDs challenge in may and going to try and do at least 10.
Hate being in debt and just wish a lucky windfall would come my way, i will keep dreaming.

mandz1

Not really much to report, i have made a few small payments off the debts but i will be paying more next week when payments are due. Got about £5 in my purse and if i dont need it by time i pick my eldest up from school, i will go to the shop and pay it off severn trent towards my 100 day payments. Got £30 back from my ex yesterday so i am still owed £40 from him and some from my sister. I got my weekly shop yesterday, so the money i would have used tomorrow for food, will go towards next weeks debt payments.
Restarted the diet again today, had a bowl of special k for breakfast and some grapes for a snack, will be having soup for lunch and a proper dinner of mash peas dumplings and meat. may have another snack later of fruit. there is quite a bit of chocolate in the house though, so i am hoping i can resist it and then the kids will just have it for treats. I tried to do the 30 day shred again today but the computers disc drive is playing up and wouldnt let me play it, so i will try again later.
Only 14 days till my DS 2nd birthday and also 14 days to go till i have been single for a whole year. and only 26 days till my other DS 5th birthday. I am going to make their birthday cakes myself to keep down costs, but will also have to resist that temptation aswell. Havent brough them anything yet, but do have a few ideas as what to get. hoping to keep costs down as cant really afford alot, but i know that once i am debt free, they will be spoilt rotten as i will have lots more money to spend on them.

mandz1

Well not too much to report, my granddad died a couple of weeks ago and its his funeral tomorrow, so debts have taken a back seat a little bit, i am still making payments though.
My youngest had his birthday on thursday, he didnt get alot but it was enough to keep him happy and my eldest birthday is in about 9 days and i havent brought him anything yet. have been researching some pressies though.
I really need my hair cutting as its winding me up as i cant do anything with it apart from stick it in a ponytail. Weightloss has also took a back seat but i am hoping to get my wii back soon to help me.
And i have 70p to last me til tuesday, its going to be hard tomorrow

mandz1

Still paying off the debt little by little. Its coming down, but too slow for my liking. Struggling with money at the moment and trying not to spend but i think that is mainly as i have had both my sons birthdays in may. Only have my nieces in june and i have already started on her pressie.
My ex started a massive fight with me the other day in public and he has gone back to his old ways, so i have decided to stop being nice as he cant sort his life out, so he wont be seeing his kids unless he takes me to court. Not going to go into it too much as it stresses me out.
I have sold a few bits on ebay, and i think there is another free listing weekend coming up so i will be sorting some stuff out either tonight or tomorrow to put on there again.
Weight wise, i havent really weighed myself since my granddad died, but i think i have put some on. Need to stop buyin cola and chocolate. Need to get my wii back as that would really help me, but dont know when i will be able to afford to get it out.

mandz1

Quick update as i havent wrote for a while.
Got my wii back and i am now trying to lose weight better as i have access to just dance the flubber away. Still paying off debts little by little, still doing lots of sums in my spare time, trying to budget and see if i can squeeze out any more little payments.
My really good mate is moving very soon, dont know how i will do without him to cheer me up when i start feeling down, its not too far away and i will still try and visit whenever i can and theres always text, but it will be hard to not have that one person around me that i can talk to about anything and who can make me laugh sooo much.
I owe my mum some money and i will pay her back next tuesday and make more debt payments next tueday and thursday. My son has got a school trip tomorrow so he needs £3 spending money and i need to post 1 thing off that i sold on ebay.
Think thats it for now.