Gona start pulling my finger out!

mandz1

not getting back with the ex so no problems there.
dont want to go bankrupt, many reasons but its just not for me.
ive got a credit union account even tho it never gets used and cos they are only open in the mornings, i always get there to late.i have thought about getting a loan with them tho.
and im always on freecycle looking out for anything i may need.

Ive never been to the doctors about my depression so im not on any medication. i really want to lose weight and quit smoking as i think doing these will really make me a lot happier but when i feel like im progressing at something, some1 knocks me back down with their critical words about me that make me feel worthless.

mandz1

just been on the scales and im really not happy. put on weight and it takes me over the weight that i said i would never get over. drastic action required asap.

webitha

mandz1 wrote: »

far i have £60. my ex has said he will give me £50 tomorrow, but i wont count that as he isnt reliable, even though it is his debt aswell because its in his name.
.

this pinged out at me, if its in his name
why are you paying it
tell them his address and he can pay it

mandz1

sorry maybe i didnt write that so well. The debt is in both of our names as it is council tax from our old house that we had together. The baliff told me that because i am on benefits, i am more easily traceable and he doesnt get any benefits. i have gave them his address though.

mandz1

just got a letter off my biggest debt, welcome finance which is now in the hands of lewis debt recovery, saying they accept my payment offer of £10 a month and they put loads of giro slips in, although i will most probably pay on the internet. so thats some good news.

mandz1

Few things sold on ebay today. Put my fridge freezer on today and it has sold straight away. hes coming to collect it wednesday so that will be another £70 for the baliffs, now just need to find another £40 for them before wednesday!
sorted out the garage today so bit more space in there but still needs a proper sort out. found a few things for ebay, but like i say, need to sort it out properly to get more stuff to sell as everything is chucked everywhere, plus theres a few things of my mums in there aswell cluttering the place up lol.
nowt else to report.

mandz1

Just been to clean most of the fridge freezer down. cleaned all the fridge and the inside of the freezer. now just need to clean the bottom outside of it and the drawers from the freezer.

been on ebay to check if my other sold things have been paid, 4 have 1 hasnt so i have packaged all the paid up and hopefully i will go and post them later, if the weather gets better.

Kids are annoying me, getting toys out my eldest screaming at my youngest and making a big mess that i will have to clean up.

got a few more things to put on ebay, but cant do that until my sister brings back the digital camera. No more payments off debts as i have been trying to raise this money for baliffs and i need to pay my mum back asap aswell.

mandz1

Well today hasnt been too bad.

cleaned rest of fridgefreezer and after some time of waiting the bloke finally found my house after my mum had to go and meet him down the road. cant blame him for not being able to find me as he came from coventry, so he didnt know nottingham at all. he paid me £70 for the fridge freezer and gave me an extra £5 to get the kids something. he was so nice he got really good feedback on ebay. didnt think we would fit it in his car though as he only had a small peugeot 206.

Paid the baliffs £231.57 today and my mum paid it on her card, although i was £40 short so i will pay that back to mother tomorrow. the baliff then rang back after the payment had gone through to sort out a payment plan for me and if i dont hear back from them via letter in 2 weeks i have to let the woman know and she will chase it up for me. oh she also said because i am single i may get a little bit taken off it because it may not have been calculated as single.

just put £1.04 into my savings account as it will help me to just keep putting little amounts away, and let it grow a little then pay it off the debts or if i am short on my monthly payments, i can use it.

Hoping to get some more money off the ex this week to help pay my mum off quicker and so that he can support his kids.

pay day tomorrow but £100 is going to my mum because i need to pay her off as quick as possible as her bills all come out on the 1st of the month and i dont want her to be short on her bills because of me.

need to write a letter to experian to get my mum and ex off my financial associates list as i have never had any credit with either of them. i did apply for a mortage years ago with my mum but we never went through with it. And i dont want my bad credit file to impact on my mum.

surveys done and house bids done. going to see a property tomorrow because my sister knows someone with somewhere to rent.

mandz1

just checked my ebay and the final person has paid up so will send that tomorrow and i have transferred just over £22 into my bank from paypal.

may brave the scales tomorrow even though i dont think ive lost anything.

mandz1

paid my mum £90 today. ALSO she was going to pay me £50 for helping her deliver the yellow pages but instead of paying me she just going to take it off what i owe her.
Went to see a house/flat tonight. really nice, just worries me that its not near any friends/family. My sister lives about 20minutes away by car but i cant drive. so just looking into the nearest school, bus routes, supermarkets etc.
Also went to find my ds1 some new shoes for school but they either didnt have any in his size or they were way too expensive. will try again soon.

Shopping tomorrow for the weekly food shop. hoping not to spend too much, maximum effort minimum spend hopefully.