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Ztan's Shared Equity Story- MFW from the word GO

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Comments

  • ztan
    ztan Posts: 400 Forumite
    Thanks TP! I'm chuffed I now get a week to swot up on the job and the company to make the ultimate impression.

    Thanks for thanking Froggy!
    MFW 2010- £112,500 + 20% Equity Loan = £150,000 35 years :o
    2013- £108,877.28 + 20% / current OP = 19 years :T

    Target to be Shared Equity Free- 2016
    Target for holiday to Australia- 2014
    Currently training for a Commando Challenge- drop and give me 20
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    ztan wrote: »
    Thanks TP! I'm chuffed I now get a week to swot up on the job and the company to make the ultimate impression.

    Thanks for thanking Froggy!

    You must have already made a good impression, as they have altered their principles of asking applicants to do that write up and submit to them, and offered you the interview..
    Best advice I can offer: do some background work on the company and the people you will meet (Google, Facebook, LinkedIn..)
    The more you know, the more in control at interview stage you will be..

    Best of luck, will keep my fingers crossed for you

    Froggy :D
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • MuffinTops
    MuffinTops Posts: 2,477 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ooh, that interview sounds great. You've already had such great advice so I'll just say that I'll keep my fingers crossed and will be sending happy successful interview thoughts your way.

    MTx
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Exciting! Hope it goes brilliantly. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Interview advice : don't forget to smile! x
  • ztan
    ztan Posts: 400 Forumite
    Thanks everyone! :D

    I've been reading every last bit of the company website and trying to make head and tail of what they do. It's a little bit vague. I understand what they do, sort of, just not how they do it.
    I'm hoping to have enough knowledge behind me to be able to say "I understand you do the following, but I'm not sure how you do it. It sounds very interesting and I'd love it if you could explain more to me about how it happens."

    Had another good day, got our letter through from Halifax explaining the changes to the mortgage, and our payment has gone down! Not by much, but still yay for us!
    About to reset our over payments and increase them.

    Also got my payslip so I have a rough idea of how much extra I'll be earning a month, plus I know how much the final part of the bonus payment is...so good times all around. :)

    Made a yummy salmon dinner for DOH and am now chilling with a much needed glass of vino.

    It never stops!
    MFW 2010- £112,500 + 20% Equity Loan = £150,000 35 years :o
    2013- £108,877.28 + 20% / current OP = 19 years :T

    Target to be Shared Equity Free- 2016
    Target for holiday to Australia- 2014
    Currently training for a Commando Challenge- drop and give me 20
  • ztan
    ztan Posts: 400 Forumite
    Oh I forgot, I did my first Quidco click today.
    Booking a girls trip in a few months when my DOH goes away on a stag do.
    (I am a big cry baby and can't handle being alone for the whole 3 nights)

    Found a cheap TLodge deal, and then remembered to check QC- clicked through and will earn £1.50 back on my share of the room. Yay!

    :T
    MFW 2010- £112,500 + 20% Equity Loan = £150,000 35 years :o
    2013- £108,877.28 + 20% / current OP = 19 years :T

    Target to be Shared Equity Free- 2016
    Target for holiday to Australia- 2014
    Currently training for a Commando Challenge- drop and give me 20
  • Hello,

    I was just catching up and would like to add my bit to the discussion about other people's reactions. Luckily I have always had a reputation for eccentricity so my old clothes and ramshackle furniture don't turn any heads. Most people probably think we are a bit skint and enjoy feeling better about themselves so I don't elucidate them. However, they will be a bit surprised when we suddenly start spending! Bearing in mind that we have been paying 1500 to 3000 each month on the mortgage for the last nearly three years and suddenly that will all be ours to spend if we want.

    But I won't show off.... Much....
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • ztan
    ztan Posts: 400 Forumite
    Hello,

    I was just catching up and would like to add my bit to the discussion about other people's reactions. Luckily I have always had a reputation for eccentricity so my old clothes and ramshackle furniture don't turn any heads. Most people probably think we are a bit skint and enjoy feeling better about themselves so I don't elucidate them. However, they will be a bit surprised when we suddenly start spending! Bearing in mind that we have been paying 1500 to 3000 each month on the mortgage for the last nearly three years and suddenly that will all be ours to spend if we want.

    But I won't show off.... Much....

    :cool: That'll be the day hey Squirrel! Well done for working so hard. We all know it'll be worth it in the end!
    MFW 2010- £112,500 + 20% Equity Loan = £150,000 35 years :o
    2013- £108,877.28 + 20% / current OP = 19 years :T

    Target to be Shared Equity Free- 2016
    Target for holiday to Australia- 2014
    Currently training for a Commando Challenge- drop and give me 20
  • Thrifty_Pixie
    Thrifty_Pixie Posts: 1,036 Forumite
    Hello,

    I was just catching up and would like to add my bit to the discussion about other people's reactions. Luckily I have always had a reputation for eccentricity so my old clothes and ramshackle furniture don't turn any heads. Most people probably think we are a bit skint and enjoy feeling better about themselves so I don't elucidate them. However, they will be a bit surprised when we suddenly start spending! Bearing in mind that we have been paying 1500 to 3000 each month on the mortgage for the last nearly three years and suddenly that will all be ours to spend if we want.

    But I won't show off.... Much....

    do they not know that old clothes and ramshackle furniture are de rigueur darlink? you only have to watch Kirstie Whatshername on tv to know that ;)
    Mortgage-Free Wannabe
    Mortgage at start [20/6/12]: £151,800/MFD Jun 2035 (age 65)
    Mortgage now [5/11/14]: £139,212.14/MFD Oct 2029 (age 59)
    Personal Library 2014
    :starmod: Read in 2014: 57/60 :starmod: In Progress: 2 :starmod: Books In: 94 :starmod: Books Out: 12 :starmod: TBR: 847 :starmod:
This discussion has been closed.
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