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Tuesday 17th Aug - What small DFW things will you do today?

determined_new_ms
determined_new_ms Posts: 7,867 Forumite
Part of the Furniture 1,000 Posts Name Dropper
edited 17 August 2010 at 7:06PM in Debt-free wannabe
:)When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :)

Morning everyone :wave: thought I'd start us off before getting ready (mmmm coffee in the morning :D) Was v jealous yesterday hearing how its still summer in some parts of the country when its clearly the beginning of winter in the south east... Anyway onwards & upwards as they say ;)

Ok today:
  • [STRIKE]grab leftover pasta in fridge for lunch[/STRIKE]
  • post royal mail insurance (I finally have all the items so should ACTUALLY get done today :o)
  • [STRIKE]return lovefilm[/STRIKE]
  • [STRIKE]Go out for dinner with a friend I haven't seen for a while[/STRIKE] (I spoke to her yesterday to say I couldn't afford to eat but she inisited on getting a 241 & me having the free one! That's twice in a week I've been taken out for dinner - its both :j & :o)
  • clean bathroom (didn't do yesterday)
  • [STRIKE]update sig as managed a NSD yesterday[/STRIKE] :j
  • [STRIKE]check online banking [/STRIKE] no change (see above :D)
  • email ebay person to say the shower hose hasn't arrive :(
  • [STRIKE]contact cc1 to find out when statement is issued[/STRIKE]
  • [STRIKE]speak to girl I give a lift to re petrol money [/STRIKE]
ok sorry my lists are really lame atm but there's not much else for me to do! have a great day everyone xxx
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
«13

Comments

  • catmiaow
    catmiaow Posts: 5,954 Forumite
    1,000 Posts Combo Breaker
    edited 17 August 2010 at 6:05PM
    Hello all,

    Morning DNS thanks for starting the thread and morning to those that follow.

    Just read yesterday's thread, thank you for all your kind messages. First day went well, everyone seems nice but a lot of it was very boring.

    My list for today is:

    [STRIKE]Second day in new job[/STRIKE]
    [STRIKE]Dusting to do
    Washing to check on
    Email people back
    Check bank[/STRIKE]
    [STRIKE]Do some comps before work and at lunchtime and after work
    Food from stores
    Take my nans mag and lotto to her
    Post test letter
    Sign up for free Bupa through work and hand in form to HR
    Quick shower and put washing machine on when get back[/STRIKE]
    [STRIKE]Hung washing to dry[/STRIKE]
    Then chill out tonight with dvd as OH is out :)

    Hope everyone has a good day!
    No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:

    Thanks to everyone who posts competitions. You are the stars of the board :T:j:T
  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    edited 17 August 2010 at 11:18AM
    Morning determined and cat. I'm sure it'll pick up at your new job cat, you'll probably find they're not giving you everything just yet as a new starter?

    Anyway, my list is as follows:-
    - [STRIKE]Check banking[/STRIKE] TC's have gone in so paid some bills :)
    - [STRIKE]Check CCs for new bills coming in[/STRIKE] and paid! Aren't I good?
    - [STRIKE]Try to sell one purge please![/STRIKE] Done one and a half!
    - [STRIKE]Start to plan for ann summers party this weekend[/STRIKE] made a list of peoples coming will think about food/drink in a bit
    - [STRIKE]Double check girly date with friend for Thursday night[/STRIKE] have emailed her
    - [STRIKE]Heated water over night for bath this morning, now off[/STRIKE]
    - DD in pants today, saving on nappies....not on washing though I bet! LOL (Currently sat on potty in front of Cbeebies)
    - Drop DD off at her dads tonight giving me two nights off
    - Try NOT to ladder tights today!
    - Lunch and snacks from stores, still working through that choccy the salesman gave me
    - Definately sparkle in a very stellar kind of way :):):)

    Jx
    Nothing to report as yet...give me a minute...!
  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning everyone :wave:

    I'm rushing to get to work (honest!) but trying to get my head in gear and remind myself of the small things I'm doing today:

    • Look for something to take for lunch
    • Try for NSD#5
    • Check banking :eek:
    • Look at budget for September :eek:
    • Check out the stuff I am ebaying
    • Read some more of my book
    • Have tea at work instead of home ;)
    • Charge phone there
    • Set my cc bill to come out at flat-rate a month instead of automatic min payment and giving myself the option of how much more to pay iyswim...
    • Knitting
    • Chicken defrosting in the fridge
    • Using freebie moisturiser
    • Look for deals for bday pressie
    Have great days everyone :D
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning everyone. Kind of a day off for me today as I start my run of nights tonight. My list for today is

    finish passage
    hang all clothes in wardrobes (finally up)
    dinner in slow cooker
    take knitting to work to finish sleeve
    tidy kitchen
    check banking and work out budget
    email eBay seller to say item hasn't arrived yet
    no heating as will be working a sweat with all the painting!

    That's it for now. Happy tuesday everyone x
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Morning all!!!

    Day off today but after a lovely sunny day yesterday we are back to rain here in the south west. Though there is some work that i really should be doing ASAP so i wouldn't be suprised to find one of the directors at the door with a bag of paperwork for me at some point today!!!

    Do 20 mins on the crosstrainer
    Do half hour on wii fitness coach boxing
    Put the mountain of clothes that are dry back in the wardrobe
    Carry on with christening book
    Check banking
    Move clubs money across to cover ballet cheque
    one poll
    update meter readings
    lunch and dinner from stores
    Make cakes with the kids today

    Right that is me

    I hope everyone has a great day
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Morning all !!

    Hope everyone having a good Tuesday
    List for today :
    Friend coming round with her mum and 3 x LO so have nipped to mr t for a few bits for lunch as not having shopping delivered until tom
    Check banking, small quidco payout. Will pad to CC
    Didn't get any sorting done last night as hurt my back whilst out, if it feels better do some tonight
    Continue working on 101 things list
    Tea from stores
    DD in reusables
    Weigh in at WW - don't think it'll be promising after the attack of the hobnobs on Saturday!!!

    Have a good day everyone x
  • WelshWoofer
    WelshWoofer Posts: 5,076 Forumite
    Morning all (just!)
    Bit later posting today as I've been to the doctors for female exams and general indignity! Referred for an ultrasound scan for fibroids - not fabulous but not life threatening so as usual will just carry on in the way that women do! OH has come out in sympathy already!

    Anyway, today's list...
    • Walk dog for free exercise
    • Checked banks - all ok
    • All food from stores
    • Put dry washing away
    • Check when library books are due back
    • Do some school work
    • Have a LSD
    • Update diary
    • Check quidco
    • Do any surveys that come
    • Phone mum to have a female view on gynae delights!
    That's all for now. Going to have a biscuit to cheer myself up!
  • redsam
    redsam Posts: 233 Forumite
    Pooor you Rachelmk, my sis and mum both had fibroids, grrrr.

    I didnt finidh my list yesterday as the garden walls took much longer than hoped, so today..

    got 2 courgettes cakes baking and another 2 waiting to go in the over
    beetroot boiled and cooling waiting to go in the freezer
    posted ebay parcel
    must put the washing away as the house inspector (my mum) is coming over tomorrow
    in a dry spell pick runner beans and other veg desperate to be plucked or pulled
    must pinch out the tomatoes - keep forgetting everytime i go to the plot
    must look up when okra is ready as they are looking good
    collect eggs and see to the chooks
    a general tidy about
    tea tonight is chicken and some veg from the plot - the lemon apple cucumbers are very yummy, might have fried green toms with the salad

    unfortunately i mandolin slived my hand last night so need to be a bit careful today!

    Hope everyone smiles at someone today

    :)
    been away for a while..need to get on financial track!
    :eek: debts.....Post Grad Student Loan, Northern Rock Loan, Egg CC, Halifax CC, A&L CC, A&L overdraft
    Allotment plot holder since Feb 2008 :j
  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    redsam wrote: »
    Hope everyone smiles at someone today

    I like this! Does it have to be a random person???
    Nothing to report as yet...give me a minute...!
  • elfen
    elfen Posts: 10,213 Forumite
    edited 17 August 2010 at 3:27PM
    *trudges in* It's like autumn here....bloody weather! Ok, so on the list:
    Check bank - done
    Check surveys - done
    Check quidco - done
    Count pot - 8.19 so far :D
    Do cross stitch - done
    Sort out shelf bit in bedroom
    Clean bedroom
    Clean lounge
    Shred? - is a possibility if I don't feel so ill
    Post letters - done
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
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