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Don't know which way to turn
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            Well it seems i cannot DMP yet as i do not have any free money to pay out. I am going to TMP for a few months by which point i will have extra funds coming in to DMP.
The girl was really good and just told me to start opening the post, so i can respond to all communication. Send out the TMP letters with £1 to all creditors and speak to them on a fortnightly basis for more advice.
She said don't stress stop worrying. If they take you to court all the court will do is make you carry on paying your £1.
Feel better already, she looked at if i had the extra £300 per month to DMP and said this would be easily done and i would be able to DMP subject to acceptance.
She said to use her template letters and make sure i send the doorstep and telephone segment in it.
Thanks for your continued support0 
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