One Debt Vs 100 Days - Take 4

kathy40uk

kathy40uk wrote: »

:hello: Hi all 100 dayers

Thanks so much Michelle for keeping this going :dance:

I was going to try to finish the Vanquis with this thread but as I have managed to get it onto a 0% I will try another one. I'm torn between Ulsterbank and Barclaycard but the interest rates are about the same since Barclaycard upped them and I think I would like to clear one completely this time so can I go for £474.75 off of Barclaycard.

I have got some work election canvassing too :rotfl:Seems like that is a recurring theme here this time. The exercise will either kill me or do me good:rotfl:

Welcome back all previous 100 dayers and welcome to all new 100 dayers

<<<<<off to start saving for 1st Sept

:hello:

<<<<<<<Waves shyly, I think you have forgotten me hun x

cha97michelle

Sorry Kathy

I had put you on my spreadsheet i've made to help me, but missed you off the 1st post. I've added you now.

Sorry.

I can only say at this point how much i admire Pap as i am already finding it not easy to keep track.

If anyone else spots errors then please let me know.

Focus66

Hi this is the first time I have posted on the site. Feeling really inspired by everyone's aims, so hope I am not being to ambitious. Could I please join? I would like to try and achieve £300 for Christmas and £631.79 to pay off Littlewoods. Thanks.

Focus66

Hi, Could I please join? This is the first time I have posted on the site. I am feeling really inspired by everyone's aims, so hope I am not being to ambitious. I would like to achieve £300 for Christmas and £631.79 to clear Littlewoods.Thanks

beanielou

WelcomeFocus66 to MSE & too our lovely thread
You will get lots of support here.
Keep posting!

babes21

Welcome everyone, not long to go now, woop.

Glad you enjoyed your break Michelle.

cha97michelle

Welcome focus66. Don't worry about being ambitious in your targets. I always think it is best to aim for the stars and reach the moon. My own targets are quite ambitious too.

Broken_hearted

Really looking forward to this challenge if a little scared at the massive amount I need to clear. Littlewoods is a must as the cut off of the BNPL is November then they will add £200 in interest, so avoiding this is a must.
OUSBA are a pain in the butt, mess up my account and won't let me have my results until they are paid.

So poor old Barclaycard will be the last on the list to get sorted.

Hannah_10

With a little trepidation please sign me up for Water Arrears of £465.98 at the last count.

Beware, this debt might actually go up yet, I'm not on top of it even slightly, this one's gone totally to seed! This is a big amount for me so might not get it zeroed by 10th December but there's no harm in trying! It's also the right debt to pick as it's otherwise totally unaddressed so far.

Broken_hearted

Hi Hannah even if you just make a good dent in the debt it is better than letting it sit there stressing you. Good luck.