Cat c car

fordka_2

Could anyone give me some advice? to cut a long story short, I purchased my car 3yrs ago and recently tried to part ex it, to be told my car is a cat c (shock) I have the V5. not stated cat c on it, contacted DVLA to be told no that they have no record of my car being in accident, contacted insurance company who told me yes my car is cat c and they had paid out on car 1yr before i purchased it. I have gone through the whole of complaints procedure with insurance including cheif executive. who now are trying to pass the blame onto DVLA. with what I have read and information found, i still believe the insurance company are at fault. when a car is cat c before they payout the log book (V5) has to be returned to insurance who inform MIAFTR take slip from V5 to return to DVLA so that vic check and extensive mot can be done before car back on rd and the rest of V5 destroyed a new V5 is then issued by DVLA when checks done. well this has not happend as I have log book stating nothing and DVLA no nothing of my car being a cat c. do you think I should contact a solicitor and take matter futher, as if sell will lose alot of money

benham3160

I'd run it though a standard data check.

If it's Cat-C, be prepared to take a firm whack in the wallet, and "that'll teach you to not do a data check."

Regards,
Andy

sassy_one

If it is a CAT C write off, be expected for the value of the car to drop, A LOT!

Is there any sign of any damage being repaired?

A HPi Check may have pulled up the information you have only just discovered on attempting to sell it!

fordka_2

Yes I no that I should have done a hpi check now, I had just past 1st car and didnt know about hpi checks, and yes I know that I can lose alot of money, but my point is even though I didnt have a hpi check done, the insurance company also failed. you ask any1 with a cat c car, or have bought a cat c car, it is stated on log book. what my argument is, that 1 DVLA knows nothing of this, so a vic test and extensive MOT has not been done, 2 why does DVLA no nothing of this? 3 who didnt do there job? If it was done correct, when I purchased car it would of stated on log book that car was cat c or even when I applied as new driver either way I would of not of had car could of gone back to person i purchased car from now im thousands of pounds down due to yes myself for not having hpi check but by a mistake by insurance company. think its time to talk to a solicitor, thanks for your replys.

benham3160

fordka wrote: »

Yes I no that I should have done a hpi check now, I had just past 1st car and didnt know about hpi checks, and yes I know that I can lose alot of money, but my point is even though I didnt have a hpi check done, the insurance company also failed. you ask any1 with a cat c car, or have bought a cat c car, it is stated on log book. what my argument is, that 1 DVLA knows nothing of this, so a vic test and extensive MOT has not been done, 2 why does DVLA no nothing of this? 3 who didnt do there job? If it was done correct, when I purchased car it would of stated on log book that car was cat c or even when I applied as new driver either way I would of not of had car could of gone back to person i purchased car from now im thousands of pounds down due to yes myself for not having hpi check but by a mistake by insurance company. think its time to talk to a solicitor, thanks for your replys.

Is it stated on the log-book?

I know the Catagory "D" my brother owned made absolutely no mention of it. Catagory markers are nothing to do with the DVLA really, they are insurance markers, the DVLA are only responsible for the licencing side.

Regards,
Andy

flutterbyuk25

What should happen when a vehicle is Cat C write off is that the insurance company updates it on MIAFTR and then also sends an electronic link to DVLA to inform them that the vehicle requires a VIC test. This then prevents the issue of a new V5 until a VIC test has been completed and VOSA send a VIC pass electronically to DVLA.

So in your case it looks like the insurance company did not set the VIC marker as you say DVLA have confirmed that it is not on their records. DVLA have no way of knowing unless the insurance company informs them.

If a vehicle is a Cat C write off then it requires a VIC test to have a new V5 issue, but not an 'extensive MOT' as you have stated. All the VIC test does is confirm the identity of the vehicle, nothing to do with it's roadworthiness.

Cat D does not show up on V5.

HTH

x

mcjordi

yes cat c is noted on the logbook as damage substantially repaired or something like that and the date of the VIC check ( my BIL has a cat c escort)