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  • xyellowx
    xyellowx Posts: 570 Forumite
    i was with virgin for 8 years, if virgin are making money from your account they wont help you full stop
  • MFWannabe
    MFWannabe Posts: 2,554 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    mazdabongo wrote: »
    well .... the other half has said that she will help me out by applying for a 0% balance transfer on a new credit card. Will whichever card we/she apply for get a bit suspicious with the application coming from the same address??

    Thanks.... MB

    You have a very supportive girlfriend; hope this works out for you.
    Can i suggest you then both sit down together and work out your finances; all incomings and outgoings and work out how you can pay these debts off as quickly as possible? You definitely need to repay more than the minimum amount each month on the card that will still have interest being charged on it if you can't move all the debt to a 0% card. If you don't it will take forever to pay off.

    MFW 2026 #50: £3,583.49/£25,000

    Mortgage:
    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




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