Sat/Sun 14th/15th Aug - What small DFW things will you do today?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

hello everyone :wave: ok waited a decent ammount of time before starting the thread (still stung by the triple thread the other day!) but either everyone else is feeling the same way or ur all in bed (having the students as been fab in terms of gathering the money for a holiday but also a pain as have to get up eveyrday!)

soooooooooooooooooooooooo glad its the weekend as work is incredibly miserable for me atm still so this weekend's list neeeds to be full of things that are fun and make me happy!

• [STRIKE]get chicken, lamb & prawns out of freezer for dinner - signapore style rice[/STRIKE]
• play tennis
• go for a run
• [STRIKE]do meal plan[/STRIKE] just did my mp and I would be extremely suprised if I spent all of the £17! :j
  
• [STRIKE]go shopping[/STRIKE] did this the opposite way to usual as had to pop into lidl for coffee (have gone without for 2 days :eek: and couldn't take it anymore!) & got what was on offer/reduced & will base meals around that. Still have £17 left foor top up bits. I think £60 for 4 ppl is pretty good going! :money:
  
• read my book for a bit but intend to do much more
  
• go to carnival today to see free bands and watch fireworks :j
• go to watch free TV show tomorrow (for some strange reason I can't keep the name of it in my mind, but its a dance show hosted by Emma Bunton) with dd
• [STRIKE]manicure & pedicure & eyebrows[/STRIKE]
• post off royal mail insurance claim - I will do this today!
• feed toms
• make cakes for week
• make sandwiches for student for the week & freeze
• [STRIKE]update GC totals on sig[/STRIKE]

ok that's it! have a fabulous weekend everyone xx

mogchops

Good morning, thanks for starting the thread DNMS

It is chucking down here! Miserable wet weather! We are going to my nephews 3rd birthday party this afternoon, which was meant to be a BBQ - looks like will be indoors now!

Today:
- check online banking (scary - 5 days till payday)
- hokey cokey & drape round the house to dry
- tidy kitchen & sweep floor
- hoover through lounge
- wrap present for this afternoon
- do all comps ending 15/08
- tea from meal plan

Have a lovely day everyone x

starnac

Morning dnm and all who follow. My list for this very rainy horrible Saturday is

work til 4
paint last bit of passage
paint bedroom
tidy front room
get more stuff from mam's
wrap mam's present for tomorrow
make a trifle for mam's birthday
post book sold on amaz0n
wardrobes MUST go up this weekend
order pics for dining room with money off voucher
ask neighbour what day bin day is -thought it was yesterday but it wasn't emptied so guess not grrr

think that's it. Can't think of anything else at the minute. Happy Saturday everyone x

josiebabie

Morning all!

I've already done a lot housework wise as we are going out at 10.30. Here is my list:-

- Pay log man for logs delivered on Wed
- Pick up friend to go to Supercars show, free tickets (worth £20) blagged from a contact, free champagne and canapes blagged from another! I love the motor trade
- Washing drying naturally in spare room
- Measure vent to get MDF to block it up
- Block up vent!
- Swap bedrooms round?
- Put up DD's border in her room to cross that off 101
- Look for cheapest copy of CD I desperately want to buy
- Move electrical items around upstairs, TV & DVD into DD's room, CD player downstairs etc

Jx

nowpanicking

Good morning everyone,

Thanks for starting the thread determined, I've been hanging about waiting for it to appear

Weather's not too bad here, it's forecast to be cloudy but dry so I'm hoping to get some washing hung out and dried as it's meant to rain after today for the next few days... typical as I'm off work for a week now!!



My list for the weekend: -

• check on-line banking
• check surveys
• buy plimsoles for DS for nursery (completely forgot and he goes back on Wednesday!!!)
• food shop for week per meal planner - don't need much as did big shop last week so should be under £20
• make HM pizza tomorrow for tea (with spare base into freezer)
• cheap activity with DS - not sure what yet
• hang out load of washing to dry
• tea tonight per meal planner
• think of things to do over the next week as it's meant to rain
• just decided to give banana cake a go in the BM. I had a couple of black bananas left and would usually throw them out but whoever makes banana muffins (can't remember who, sorry!!) gave me the idea, cheers!!!

I was having a browse on the old style board last night and came across a thread called home made xmas presents... there are some really good tips in there. I'm definitely going to give some of the ideas a go this year as my Christmas pressie bill is usually ridiculous!! Included it in my annual budget for the first time this year after joining MSE and got quite a shock .

Have a great weekend everyone x

PurpleFairy26

Morning all!

Sorry not been on for the last 2 days. Thursday I was been pampered at my very :money: spa day bargain and yesterday DM was here and the day just ran away with me. Anyway enough rambling, list for the weekend is :

Check banking
Update banking and spreadsheet as DH made overpayment to CC yesterday
Tea from stores
Picnic from stores tomorrow
MIL bday today, have present already, wrap from stash
Try and make twinks hob nobs if I have stuff in. Must investigate
Update 101 list. See what I can make progress on
Load if washing. Dry inside as weather pants today:(

Have a great weekend everyone

La_escocesa

Hi everyone :wave:

In no particular order my weekend looks like this:

• list monsoon dress on e bay - only worn twice to weddings - doubt I'll wear it to another one so it's gotta go!
• list sunglasses on e bay :cool:
• find sumat else for e bay
• get the slow cooker on
• tidy, tidy, clean, clean :A

Will update more after a cuppa probably.

Basically want the weekend to be about recouping [STRIKE]costs[/STRIKE] my overspending and hopefully making a bit more for the expenses I've got coming up...:eek:

Working next weekend so will get a welcome few extra pennies from that too.

catmiaow

Hello all,

My list for today:

[STRIKE]Check online banking
Email friend back who lives in HK
Check out FB, email people there
Do some comps
Tidy after cats and OH - Take rubbish out and put bin out[/STRIKE]
[STRIKE]Get OH to do litter change
Collect minor part for car costing £2[/STRIKE]
[STRIKE]treat OH to lunch
More comps[/STRIKE]
Hope my cc vouchers arrive on Monday..grr
[STRIKE]Watch iplayer catch up[/STRIKE]
[STRIKE]Use free texts and ring my nan using free mins[/STRIKE]
[STRIKE]Washing on and hang to dry[/STRIKE]

Hope everyone has a good day!

WelshWoofer

Morning ladies!

Cold and wet here too - boo!
Today's list is a bit basic...

• Walk dog for free exercise trying to avoid really mucky places as he had his doggy makeover yesterday;)
• Go food shopping with a budget of £30 and a list
• Hoover and dust upstairs
• Clean bathrooms
• Post PPI reclaim letter - fingers crossed!
• Going out tonight - friend is picking us up saving us a taxi there at least, drinks then a curry - will try not to go bonkers:p
• Quick look at ebay
• Quick look at budgets
• Checked banks
• Checked quidco
• Do any surveys that come
• One load of washing and dry naturally
• Update diary
• Buy two lockable money tins - only £1 each - one for Xmas and one for next year's car insurance

That's all I can think of for now - have a lovely soggy day.

savingforarainyday

Morning everyone:D

Had a bit of a lie in this morning, really nice,
but lots to do.
pop to post office get some money changed for holiday
Check insurance and pick-up details
Sort online banking transfers for while we are away
make list of useful telephone numbers to take
decide which books to take
last minute washing bits
tweaked budget for when we return, not happy with the amount we owe.:o
Have made budget and meal plan for while we are away, hopefully this will avoid any overspends
Freeze another batch of runner beans
freeze last batch of stewed plums

I may have to return to add to this list and tick some off;)

determined_new_ms

nowpanicking wrote: »

I was having a browse on the old style board last night and came across a thread called home made xmas presents... there are some really good tips in there. I'm definitely going to give some of the ideas a go this year as my Christmas pressie bill is usually ridiculous!! Included it in my annual budget for the first time this year after joining MSE and got quite a shock .

Have a great weekend everyone x

can you post the link nowpanicking? Thanks! x

raining here so came back to bed after food shopping