To remind myself how far I've come - my debt diary. - SOA added

judi24

My plan for 2007 is to attempt to e-bay - my house is full of junk! so it would be therapeutic for me to get rid and meke money!

I also hope to be debt free a few months earlier - do you fancy a challenge?

chocaholic110

Lol, I can never resist a challenge - I have one of those horrible personalities that always wants to win! MY OH refuses to play board games with me as I am always really pedantic and competetive (think Monica on Friends or David Walliams on last night's Big Fat Quiz of the Year)

What do you propose??

I may have to find new ways of money making though as my house is almost free of anything left to ebay!

chocaholic110

Though was obviously either really tired (or stupid) when I read your post as my debt free date is not actually the same as yours - could still have some sort of challenge though!

judi24

No you are right my revised debt free date is Dec 2007 not as my sig says 2008. Just haven't updated - bit scared to put it in writing incase I fall flat on my face and cant keep up the momentum.

I think we must have similar personalities cos I also like to win!!!

This could be fun!

judi24

Finally updated my sig!!!

Snaggles

Hi Chocaholic, wow, well done on finding such good bargains in the sales - you might have spent a fair bit now, but you will have saved yourself a fortune in the long run, and how organised are you, doing your Xmas 2007 shopping now!?! I wish I could be like that!

Just 12 months until you are debt free!! Keep going and keep posting, I enjoy reading your thread, even if I don't always get chance to post (normally being attacked by boisterous 6 year old!).

chocaholic110

judi24 wrote:

Finally updated my sig!!!

Wow! You're doing great - that's a huge amount of time you've reducd your DFD by!

So, how do you want the challenge to work? First to be debt free?

chocaholic110

Snaggles wrote:

Hi Chocaholic, wow, well done on finding such good bargains in the sales - you might have spent a fair bit now, but you will have saved yourself a fortune in the long run, and how organised are you, doing your Xmas 2007 shopping now!?! I wish I could be like that!

Just 12 months until you are debt free!! Keep going and keep posting, I enjoy reading your thread, even if I don't always get chance to post (normally being attacked by boisterous 6 year old!).

Thanks, Snaggles. Got to admit I enjoy sales shopping - hate to buy anything that isn't reduced. My mentality has definitely changed though -this time last year I would have bought loads of things I didn't need but that were "bargains". This year it was "Do we need it? Will we use it? Can I get it cheaper anywhere else?"

How are you doing? Is your next scan soon?

judi24

chocaholic110 wrote:

Wow! You're doing great - that's a huge amount of time you've reducd your DFD by!

So, how do you want the challenge to work? First to be debt free?

Yeah 1st to be debt free!
Might be useful to outline what we are paying off and how we are getting on - either in a separate thread or in the sig.

Snaggles

I'm doing okay thanks, yes I've got my next scan on the 4th. I've just grown out of my last pair of non-maternity jeans (gutted!). Thanks for asking xxx