New M&S Credit Card....Decision by Post

robinson79

BusinessStudent wrote:

Great News!

Just got my M&s AND MORE Credit Card today!

what's your limit? :rolleyes:
x

JasonW_2

Welcome to the exciting world of the &MORE Credit Card. It's the only card to be seen with and the only credit card you'll ever need. We are pleased to confirm that you are just a couple of steps away from receiving your stylish, new black card.

Your agreement will be sent in the next few days. Please sign, date and return it at your earliest convenience in the pre-paid envelope, keeping the yellow pages for reference and returning all of the white pages. If you have requested Payment Protection Insurance please make sure you complete the tick box and sign the appropriate box on the agreement.

Erm, so have I been accepted then? Don't want to sound daft, but I've been here before, when you send the paperwork back and they say actually, you've been declined. Anyone else had email and got the card still?

I only applied a couple of hours ago

J

greenmoneysaver_2

Have to say I have just got my Barclaycard Platinum, and it is good.

Interest free for 12 months, £3.5K limit, and came thro really quick. And I have just taken the summer off and changed job, so they must be pretty lenient!

JasonW_2

Anyone?

J

andyboyo

JasonW wrote:

Welcome to the exciting world of the &MORE Credit Card. It's the only card to be seen with and the only credit card you'll ever need. We are pleased to confirm that you are just a couple of steps away from receiving your stylish, new black card.

Your agreement will be sent in the next few days. Please sign, date and return it at your earliest convenience in the pre-paid envelope, keeping the yellow pages for reference and returning all of the white pages. If you have requested Payment Protection Insurance please make sure you complete the tick box and sign the appropriate box on the agreement.

Erm, so have I been accepted then? Don't want to sound daft, but I've been here before, when you send the paperwork back and they say actually, you've been declined. Anyone else had email and got the card still?

I only applied a couple of hours ago

J

Had the exact same email when I applied. Received paperwork in the mail today - signed and sent back but the same as everyone else not yet knowing what the credit limit is. I think the fact they are sending you an agreement looks positive !

JasonW_2

Do you need to send any "supporting documentation" etc, or is that generally the final stage, ie sign here port back and wait for the card, or is there still the chance of a 'no' from them? Like I say not trying to be simple, but was turned down by hsbc anout 6 months ago and I believe its their card.

J

andyboyo

Didn't need any supporting documentation at all - just asked to sign white copy of credit agreement and keep yellow copy for self. Direct debit form with pre filled details was included too. You are correct in saying its HSBC bank. I would say you would have been turned down via email if they were going to - but then I'm no expert !

robinson79

i got the same email a few days ago...still waiting for the postman to deliver the goods...so to speak
but so glad it looks like i made it through!
x

loubie_lou

Yaaaay got the goods through the post this morning!

JasonW_2

Got my credit agreement through, only 2 days ago I replied, so looking good so far. Signed it and its on its way, hopefully get a decent limit then can shift my balance over and rest easy

J