We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Any First Direct Mortgagees? Thinking about the best option....
Options
goldbyron
Posts: 790 Forumite
I am buying a house with my partner (not FTB) and we will have roughly 30-40% equity depending on the house price. Looking at mortgages for comparision and First Direct looks to top them all. Anyone got any experience?
Was looking at the 5 year Fixed at 4.19% (65 LTV) or 4.69% (75 LTV) for £99 booking fee and no arrangement fee. You can also overpay....
Seeming quite an attractive offer. BTW I have a FD current account already (I know this is a condition) as I was going to re-mortgage with them last year...but I sold instead.
Was looking at the 5 year Fixed at 4.19% (65 LTV) or 4.69% (75 LTV) for £99 booking fee and no arrangement fee. You can also overpay....
Seeming quite an attractive offer. BTW I have a FD current account already (I know this is a condition) as I was going to re-mortgage with them last year...but I sold instead.
0
Comments
-
HSBC have a 5 year fix for 3.99%, 60% LTV is the max....much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0
-
neverdespairgirl wrote: »HSBC have a 5 year fix for 3.99%, 60% LTV is the max.
Yes HSBC have released some cracking deals lately, have a look on
http://www.lovemoney.com/news/make-good-property-decisions/mortgages/dont-miss-this-ultra-low-219-mortgage-rate-5271.aspx0 -
We bought our first house recently and got an offset mortgage with FD - no fees or valuation fee.
Good company but don't organise a valuation/survey through because it took them ages to act on the instruction for one and I had to do the ringing round to get the report.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.6K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards