Notice to newcomers - Re: Trolls - part 8

Sunnylooloo

handyman123_2

Bump from page 2.
Catch you all later.
Cheers, handy.

IF

Good evening all x

Watalie

Hey everyone -

I have a question, but I don't want to be accused of trolling - I genuinely wonder about this....

I have just seen a thread in which the OP basically wants to get out of paying back his debts. CC's & Loan - There is no explaination as to why he doesn't want to pay (lost job etc...) just that he wants to not pay it all back.

Is this fair? I don't believe it is... I have debt and I'm working my butt off at paying it back as quick as I can. I'm lucky, I still have a job, I have a decent salary and my OH is in the same boat (albeit with more debt than me!)

Lots of people on here have had some terrible bad luck, redundancies, relationship breakups - lots of things which can lead to you ending up with what seems like insurmountable debt but still at least try to sort their debt out... But I honestly don't understand people who just don't want to or can't be bothered trying to pay it back.

I'm at a loss to understand it.

Numpty_Monkey

HAve you got a link Watalie to the thread?
We don't judge , just helps us seee the bigger picture

Watalie

Numpty_Monkey wrote: »

HAve you got a link Watalie to the thread?

Yep - it's this one -

https://forums.moneysavingexpert.com/discussion/2670529

Perhaps there are good reasons but it doesn't come across that way to me.

Watalie

Numpty_Monkey wrote: »

HAve you got a link Watalie to the thread?
We don't judge , just helps us seee the bigger picture

I understand what you mean about judging... and I don't mean to. I'm hardly squeeky clean myself with regard to debt but I'm trying :A

Ames

I see what you're saying, on the face of it he is just trying to get out of it. But we don't know the full situation. He could have paid back many times what he originally borrowed, but because of interest still owes a lot. He could have been made redundant, or become ill, or anything else but be too proud to say.

I don't agree with people running up loads of debt with the intention of not paying, but there are many shades of gray between that and finding themselves unable to pay.

There is also an argument that says that the banks should have been more careful in applying the rules - I got a 7k loan when I was severely mentally ill because someone approved me against their own rules. Or that they should take more care of paperwork, and in staying within the law.

As for 'can't be bothered' to pay it back, again every situation is different. If someone ends up where something happens so that it'll take decades to repay then is it really fair that they should live in penury for that long?

3Dogs

GeeBee & SunnyLooLoo & Ames - the problem with living in a one bedroom, one living room, kitchen, shower room, & cloakroom bungalow is we don't have room for extra furniture - we wanter the cabinet to stand in the hallway and store dry dog food, bottles of pop, etc which are currently on worktop in (small) kitchen or on floor in the hall. Then when you consider our car boot boxes stacked in our bedroom, cloakroom and currently in living room too ........ no spare space

We did get the smaller cabinet which will hold the dry dog food and a few more bits, and the thing about auctions is that something else will come up sooner or later so no worries there

You really should check if there is an auction house near you - it needs to be a general household auction - there will be loads of carp there too but some very good items amongst it all

Numpty_Monkey

Watalie wrote: »

Yep - it's this one -

https://forums.moneysavingexpert.com/discussion/2670529

Perhaps there are good reasons but it doesn't come across that way to me.

I think the questions have been answered in post 2 of that thread

I don't go on the CCboard very often ( I ain't having a 36.9% apr card:cool: )

But well done not judgeing:T:money:
and welcome :beer: [STRIKE]Walter[/STRIKE][STRIKE]Walltie[/STRIKE]Watalie