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Jellie wobbles into her MFW journey

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  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Hope things get better for you soon and you find the right dresses etc. Come back to posting, we miss you
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Still struggling! Ended up getting chicken pox and was really ill. Getting back to work has been a struggle and work is still stressful. Car has broken down a couple of times too and has been at garage being sorted out for over a week!
    Less than a month to the wedding!
    Have missed everyone here. I'm holding off doing any updates on the finances until the wedding expenses have all left the accounts. Then we'll see where we stand and reassess targets.
    Will they and get back to posting though as it does keep me focused!
    2019 fashion on a ration 0/66 coupons
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Still struggling! Ended up getting chicken pox and was really ill. Getting back to work has been a struggle and work is still stressful. Car has broken down a couple of times too and has been at garage being sorted out for over a week!
    Less than a month to the wedding!
    Have missed everyone here. I'm holding off doing any updates on the finances until the wedding expenses have all left the accounts. Then we'll see where we stand and reassess targets.
    Will they and get back to posting though as it does keep me focused!
    2019 fashion on a ration 0/66 coupons
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    *Jellie* wrote: »
    Still struggling! Ended up getting chicken pox and was really ill. Getting back to work has been a struggle and work is still stressful. Car has broken down a couple of times too and has been at garage being sorted out for over a week!
    Less than a month to the wedding!
    Have missed everyone here. I'm holding off doing any updates on the finances until the wedding expenses have all left the accounts. Then we'll see where we stand and reassess targets.
    Will they and get back to posting though as it does keep me focused!

    Hey Jellie

    Nice to have you back around.. Keep focusing on the positives..
    Wedding one month away!! Where's my outfit, I must get ready!!!

    Froggy :rotfl:
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Sepa74
    Sepa74 Posts: 962 Forumite
    chicken pox :eek: nasty! Glad you're over it, and now you can focus on fun stuff like the wedding!!
    Borrowed £150,000 in an offset tracker mortgage in May 2007 - MFD May 2041 (67)

    Jan 2012 - £125,620.02 / 2,913.87 / Nov 2032 (58) :beer:
    Apr 2012 - £122,901.88 / 3,170.91 / Jul 2032 (58)
    Jul 2012 - £122, 589.02 / 3,507.99 / Sept 2032 (58)
    Oct 2012 - £120,476.31 / 3,889.42 / July 2032 (58)
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Froggy-G wrote: »
    Hey Jellie

    Nice to have you back around.. Keep focusing on the positives..
    Wedding one month away!! Where's my outfit, I must get ready!!!

    Froggy :rotfl:

    Thanks Froggy. You're going to take longer to get ready than me :eek: Must organise a virtual hen!!
    Sepa74 wrote: »
    chicken pox :eek: nasty! Glad you're over it, and now you can focus on fun stuff like the wedding!!

    Thanks Sepa. Must remember it is fun!
    2019 fashion on a ration 0/66 coupons
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Jellie

    Nice to see you back... wondered where you'd gone... Hope all goes well for the wedding.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Thanks Saving.
    At last it is raining! It is so humid here so hopefully the air will clear a bit.
    On track for a NSD
    2019 fashion on a ration 0/66 coupons
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Have had a quick check of finances and the depressing news is that in over half a year we've made no progress to increase money in the offset account. Although on the plus side we've not used any savings for wedding costs so far. Looks like wedding costs will be covered by our wedding savings and hopefully if we are careful the honeymoon shoul not set us back too far.
    I'll just have to make a major effort from now on!
    2019 fashion on a ration 0/66 coupons
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You're still doing amazingly well in any one else's book - stop being so hard on yourself!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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