We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mental/Psychological compensation

bery_451
bery_451 Posts: 1,917
Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
Forumite
Hi,

After a RTA can a victim claim Mental/Psychological compensation? Or does it only apply to people at work?

Is the third party insurance liable to this type of injury? Or the driver? Please advise.

thanks,
«1

Comments

  • harveybobbles
    harveybobbles Posts: 8,973 Forumite
    I stubbed my toe on the coffee table this morning, can I sue IKEA...?
  • DKLS
    DKLS Posts: 13,461
    Part of the Furniture 10,000 Posts Combo Breaker
    Forumite
    RTA Induced Psychosis is indeed a serious mental health ailment, and sadly is becoming more common, I did read a scientific paper that stated the correlation of modern car head lining fabric and mystery vapours emitted on impact which may induce the syndrome. and depending how you score on the RTAIP scale you will qualify for a financial recompense for your suffering.

    I wish you well on your road to the joys of a big fat insurance cheque, Ps the slobbering, drooling and shouting inappropriate words loudly side effects will clear up on death.
  • moonrakerz
    moonrakerz Posts: 8,650
    Part of the Furniture 1,000 Posts Combo Breaker
    Forumite
    If I could paraphrase the last post:

    MSE Greedy Post Induced Psychosis is indeed a serious mental health ailment, and sadly is becoming more common, I did read a scientific paper that stated the correlation of modern PC screens and mystery drivel appearing thereon may induce the syndrome. and depending how you score on the greed scale you will qualify for a financial recompense for your suffering.

    I wish you well on your road to the joys of a big fat insurance cheque, PS: the slobbering, drooling and typing of inappropriate statements will not clear up on going to another forum - BUT, at least then some other poor devil has to read it !
  • bery_451
    bery_451 Posts: 1,917
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite
    Come on people im being serious.
  • DKLS wrote: »
    RTA Induced Psychosis is indeed a serious mental health ailment, and sadly is becoming more common, I did read a scientific paper that stated the correlation of modern car head lining fabric and mystery vapours emitted on impact which may induce the syndrome. and depending how you score on the RTAIP scale you will qualify for a financial recompense for your suffering.

    I wish you well on your road to the joys of a big fat insurance cheque, Ps the slobbering, drooling and shouting inappropriate words loudly side effects will clear up on death.

    I'm fairly sure there is a direct correlation with the availability of no-win no-fee lawyers as well :whistle:
    "One thing that is different, and has changed here, is the self-absorption, not just greed. Everybody is in a hurry now and there is a 'the rules don't apply to me' sort of thing." - Bill Bryson
  • Yorkie1
    Yorkie1 Posts: 13,235
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Forumite
    Your post is a little confusing.

    I believe that in principle psychological trauma as opposed to physical injury can be the subject of a compensation claim and award - subject to the usual rules of proof and causation (can the victim prove that they are suffering, and that it was caused by the RTA). Medical evidence is likely to be needed.

    Every driver must be insured and I would expect their insurance policy to cover the compensation award, rather than the driver being expected to pay for it.

    Of course, if the driver was not insured then they're facing a criminal prosecution as well as a big fat compensation award against them.
  • Sandoval
    Sandoval Posts: 903 Forumite
    And people wonder why the country has fallen into this pit of ridiculous compensation culture.

    Mental/Psychological compensation? Good grief...
  • mountainofdebt
    mountainofdebt Posts: 7,795
    Part of the Furniture 1,000 Posts Combo Breaker
    Forumite
    My Aunt had an accident many moons ago and later claimed that her confidence had been affected by the accident....a specialist confirmed that she was indeed a nervous driver.

    However he wasn't aware of what she was like beforehand - and I think it would have been kind beforehand to call her nervous.
    2014 Target;
    To overpay CC by £1,000.
    Overpayment to date : £310

    2nd Purse Challenge:
    £15.88 saved to date
  • angel00079
    angel00079 Posts: 639 Forumite
    I stubbed my toe on the coffee table this morning, can I sue IKEA...?

    Yes, and the Sweddish government.
  • angel00079
    angel00079 Posts: 639 Forumite
    OP, if you want some advice on this you will probably need to give a bit more info.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.8K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.2K Spending & Discounts
  • 248.3K Work, Benefits & Business
  • 606K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.