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Tues 3rd Aug - What small DFW things have you done today?
Comments
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And a question for all of you - has anyone read any good "thrifty" books. I have reading up on investing, pensions, etc - it's a "Dummies Guide" book and it mentioned a book called "Frugal Living for Dummies", has anybody read it or read any other good ones?
Hi Jo, don't know about the books (but think I better get to my library!) but if you've got any pensions questions you can feel free send them my way. Been working in pensions for 6 years now and qualified 2 years ago so I 'should' be able to help
The voluntary work I do is helping peeps with pension queries/complaints so if I don't know I should be able to point you in the right direction.
HTH.0 -
Hey Escy,
What is this list? I think I remember someone else mentioning it too - it sounds like fun? Explain pretty purlease!!
Jo
It's fab! Stitching Witch was the pioneer! I've become slightly addicted.
Only thought of 97 things so far though. Shall let you know when I get it done - http://www.dayzeroproject.com/
Get listing!
xx0 -
La_escocesa wrote: »It's fab! Stitching Witch was the pioneer! I've become slightly addicted.
Only thought of 97 things so far though. Shall let you know when I get it done - http://www.dayzeroproject.com/
Get listing!
xx
How cool!! I love it!
LBM 04/05/10 :T DEBT FREE 30/07/10 :j I made it!CHALLENGES: 0 bought lunches June or July
Aug SoL: 15/21 June NSDs: 11/14 July NSDs 12/11 :j Aug NSDs: 5/12 Savings target: £500/50000 -
Just set up my account, Escy!
LBM 04/05/10 :T DEBT FREE 30/07/10 :j I made it!CHALLENGES: 0 bought lunches June or July
Aug SoL: 15/21 June NSDs: 11/14 July NSDs 12/11 :j Aug NSDs: 5/12 Savings target: £500/50000 -
- [STRIKE]Check online banking[/STRIKE]
- [STRIKE]Transfer money to hubby for mortgage[/STRIKE]
- [STRIKE]Work out budgeting again (I do this about a million times every month)[/STRIKE]
- Research pension plans (I know how to live, don't I??)
- [STRIKE]Bring in lunch from home[/STRIKE]
- Get hair cut!!!!
- [STRIKE]Email Mummy the instructions for getting the train[/STRIKE]
- [STRIKE]Charge phone in work if needed[/STRIKE] Not needed
- Re-work shopping list as might shop in $ainsburys
- Have evening meal from stores (thinking chicken curry OR spaghetti bolognese from freezer)
- Call up about driving lessons
Not getting on too badly so far....
It's quiet on here today! Everyone must be v busy.LBM 04/05/10 :T DEBT FREE 30/07/10 :j I made it!CHALLENGES: 0 bought lunches June or July
Aug SoL: 15/21 June NSDs: 11/14 July NSDs 12/11 :j Aug NSDs: 5/12 Savings target: £500/50000 -
Morning ladies!
Exciting bike news! Have a good time Josie!
Hope work isn't too bad for Stitching and Determined?
Today is another day at home trying to fill my time without spending anything/much.
So I will....- Walk dog for free exercise, done 1 already done 2
- Tidy kitchen done
- Sort out handbag mountain - didn't manage this yesterday
- Do at least 2 hours school work
- Put bins out done
- Check banks - not good done
- Check quidco done
- Do any surveys that come none today yet
- All food from stores goulash for OH for tea and the rest of the pasta thingy I made from my SW cookbook yesterday for me
- Try to have a LSD if not a NSD spent £4 in shop, boo!
- Put dry washing away folded and ready to go
- Look at recipe book to see if there's anything yummy to make using stuff we have in
- Found a crop of blackberries whilst walking dog - go and pick them if the rain holds off;) will do on the next dog walk
- Sent OH a llink to look at in work for a short break in the lakes instead of going to West Wales later this month - the hotel is much cheaper, petrol will be at least half and we can take the dog (and I've never been!) managed to convince him to do this and have cancelled the other break and booked the new one, BIG savings on original plans
- Do some shredding
- Look at PPI reclaiming again
- Maybe tidy out part of a wardrobe and make a charity pile and bin pile done a wardrobe - took ages! Chest of drawers tomorrow
Getting there - everything taking longer than I thought today - at least I'm busy I suppose!0 -
way to go Watalie

today I have/ am going to:
*check balance
*update budget sheet
*quidco paid in to bank
*free scratchcards
*free clicks
*NSD day
*tesco delivery of cat food for the month - saving on petrol and tempting trips to supermarket
*beans and lactose free cheese on toast for lunch0 -
After my excitement the other day of having paid off the last payment to my old Next account, I've just this morning done a snowball calculator for my CC's & Store Cards and I will be free of these by March 2012 :j
I have a CCJ (Satisfied) due to fall off my credit report at the end of 2011 so I have to say, I'm really pleased knowing I have a light at the end of the tunnel, it's like I can breath a sigh of relief finally, I wish I'd done this a few years ago
very cool watalie, very very cool xDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
wee_jo ur gonna take us singlehandedly into page 3!!!
Fay where are you I need my tom plant question answered. I also need some advice about freezing the toms xDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
way to go Watalie
determined_new_ms wrote: »very cool watalie, very very cool x
Thanks
I keep looking at my printout and smiling
0
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