📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

mistake by debit card

Options
hi. i have just madea big mistake. i was paying a bill online when i accidentally forgot to change the default amount which happened to be the full balance of my account. i only wamted to pay the minimum payment and have processed the payment for the full balance. i have rung the bank and they say there is nothing they can do. i have to contact the company and hope they agree to give me money back. I wil be absolutely broke without a refund. Any advice PLEEEEEEAAASSSEEE!

Comments

  • 4743hudsonj
    4743hudsonj Posts: 3,298 Forumite
    mindre68 wrote: »
    hi. i have just madea big mistake. i was paying a bill online when i accidentally forgot to change the default amount which happened to be the full balance of my account. i only wamted to pay the minimum payment and have processed the payment for the full balance. i have rung the bank and they say there is nothing they can do. i have to contact the company and hope they agree to give me money back. I wil be absolutely broke without a refund. Any advice PLEEEEEEAAASSSEEE!

    Not a lot you can do really, i wouldnt want to risk doing a chargeback either as it may cause a lot more issues.
    Back by no demand whatsoever.
  • Evilm
    Evilm Posts: 1,950 Forumite
    Contact the person you sent the funds to and ask them to refund the incorrect portion back to you. Its your only option.
  • wealdroam
    wealdroam Posts: 19,180 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Your bank has given you good advice.
  • Bongedone
    Bongedone Posts: 2,457 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Did you select immediate payment? If not then you can amend payments with the online banking (at least with Barclays). Have a look in payments and transfers section.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.