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Palema's Debt and House diary
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Well done on killing-off that little plastic menace in time for Chrimbo.
I guess as your target for your house deposit is only £20k, you must live up north. Down here in North Essex, it would buy 25% of my flat, or half a house if you wanted to live in Jaywick.
Thanks Patman
I'm in Edinburgh so that will hopefully be a 15% to 20% deposit or more
for a house or flat
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If you are OK about a bit of DIY, then there is always the auction route, although I would advise that you attend at least 2 property auctions to see how they function.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
Went some Christmas shopping yesterday and today!!
Every year I buy for about 18 regular people between family and a few friends.
I maanged to buy for 9 of these and saved myself some money in the process!!:j:j
I bought the following that are already wrapped for Christmas 2011
In Tesco
£5.25 - 3x30 packs of Christmas cards for next year
£3.00 - 3x rolls of wrapping paper
Total = £8.25
In Boots
£20.00 - 2x Sanctuary Diffuser Collection
£7.50 - 1x Classic perfume collection
£12.00 - 2x Shades style eye colour collection
£4.00 - 1x Sweet Treat Boutique Box
£15.00 - 2x Ted Baker lip gloss set
£10.00 - 1x Happyland Toadstool Cottage
£4.00 - 1x Happyland family
£25.00 - 2x Coolwater gift set
Total = £97.50
Other Boots Spends
£10 - 1x Sanctuary Heavenly Hero collection
£7.50 - 1x Classic perfume collection
£24 - 4x Sanctuary Moisture collection
£18.75 - 1x Givenchy Play (£15 xmas voucher used for me!!)
Total = £60.25
That was all my spends in the sales so far, have a next voucher but was getting shoved about loads so walked back out and it was the same in M&S as well, I have some money put aside for these spends so no other money spent
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PS - New diary will be up and running as of Saturday
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It would be good if you could put up a wee linky to your new diaryI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
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As my last money post said I have paid off already what I spent in the sales from my Pink Friend - I sorted my Sealed Pot money that I have not really touched until now and my £1 and £2 coins - A grand total of £184 between them and banked, bank lady loved me this morning
:D
Only 2 more days left of 2010 then its full saving steam ahead for 2011 and bigger steps towards being a house owner! :T
Babysitting at the moment, BUT my NYE canceled today :mad: However I have a day time booking for babysitting on NYE in its place but less money, looks like a quiet NYE for me and a New Year midnight New Diary!! :j
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Went shopping with my mum today
I bought the following
2x aftershave sets - £18.00 (2 more pressie's for 2011 sorted)
Should have paid £7.50 for a science experiment kit from Sainsury's - I say SHOULD HAVE because I walked out without paying :eek:
I know I know - I'm a BAD person, I had the box by the handle walking round the shop, my mum had a basket with the food shopping in it, I forgot I was holding it as we got to the check out and only realized what I had done when we were loading the car up - I was too embarrassed to go back in and admit what I had done :embarasse
I also bought a set of 3 partylite tealight holders for £5.99 from ebay for another friends Christmas 2011 - used money from paypal for that
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Hi Everyone
:beer: Happy New Year :beer:
I have moved house on MSEPlease come and join me on my quest to be a house owner HERE
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