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Palema's Debt and House diary
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flying_fresian wrote: »I'm away for most of next week, but Friday I'm free if you're free? Otherwise, anytime the week of the 13th.
Out on Friday's at the Speedway so the following week would be good.
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**Update time**
I got my payslip from work today - And a nice little surprise in it too :j
I have been doing a little overtime recently and I got nearly £200 extra in my pay for the month so that is going to be thrown at My Pink Friend's bill.
So I am hoping to have my Pink Friend clear by Christmas as I know I will be getting a little extra next month too but not as much as this month - BUT every penny counts :T
Off on holiday as of Friday for 2 whole weeks and off to Poland in a couple of weeks and no need to go for spending money as I brought quite a bit of money back when I was there in June
P
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I got a lovely surprise from BOS today - They were wanting upping my credit limit to £2250 :eek:
Have just changed my credit limit online to what it was - don't need any more temptation thank you very much Mr BOS!!
The way things are going I should have my Pink friend paid off within 5/6 weeks Then its full steam ahead for the house savings and hopefully 2 years and I will be in a place of my own to call home 
p
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Hiya missy!
Just wanted to say thanks for coming to meet me for lunch when I was off work sick - I was going stir crazy in the house
I had a quick question about your VSP challenge as I'm hoping to start it when I pay off the last of the pesky debt. I had a quick skim over the first post and it looks like y'all transfer money to it every Friday, rounding down to the nearest £10. How does it work if, like me, your bank doesn't let you transfer under £1.....would you transfer over a full £10+pennies?
I like the idea, all information/suggestions would be lovely!!
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Just stopping in to say HELLLLLOOOOO! :hello: 🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
EssexHebridean wrote: »Just stopping in to say HELLLLLOOOOO! :hello:
:hello: to you too!!
Have my speedway list for next year btw! Think I want to go to Leszno and Torun again plus booked for Cardiff obviously - Also quite fancy Prague but not sure!!
Bye bye Pink friend hello saving for Speedway holidays (and house savings)
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:hello: to you too!!
Have my speedway list for next year btw! Think I want to go to Leszno and Torun again plus booked for Cardiff obviously - Also quite fancy Prague but not sure!!
Bye bye Pink friend hello saving for Speedway holidays (and house savings)
Definitely Cardiff - not sure I am going to get anywhere else next year though - have to wait and see how the finances shape up!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Transfered £260 from my online betting account (God I love speedway betting!!) at the end of last week in anticipation of my speedway season ticket renewal application coming in - it arrived today, so between that and a bit of other money I have been able to pay for that in a oner instead of asking mum and dad to sub me until January as I have done the last few years!
My pink friend is going to take a hit on Friday :eek: - Take That tickets go on sale and I WILL be going to see them again
Payday on Thursday - a busy month ahead so will really need to be on the ball with my monthly budget
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Have managed to save myself £75 today :j:j
My mum and dad are buying me my Take That ticket for Christmas!!flying_fresian wrote: »Hiya missy!
Just wanted to say thanks for coming to meet me for lunch when I was off work sick - I was going stir crazy in the house
I had a quick question about your VSP challenge as I'm hoping to start it when I pay off the last of the pesky debt. I had a quick skim over the first post and it looks like y'all transfer money to it every Friday, rounding down to the nearest £10. How does it work if, like me, your bank doesn't let you transfer under £1.....would you transfer over a full £10+pennies?
I like the idea, all information/suggestions would be lovely!!
I enjoyed lunch that Monday it was lovely and great to catch up
What I tend to do with my VSP is keep a note of the silly pence (my bank account doesn't let me transfer less than a pound either) and transfer it over the following week - some people round down more than once a week, I tend to round down on a Friday as its the end of the week.
I am planning to set up the 2011 thread at the beginning of December - will let you know when it is done and you can come and play too!!
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